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The Watercooler
A bit of a moral dilema ...
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<blockquote data-quote="hearts and roses" data-source="post: 464575" data-attributes="member: 2211"><p><span style="color: #008080"><span style="font-size: 10px">I agree with Andy. I'm more proactive and would likely go speak with Town Hall first to find out my personal status on account. I would also show them my "PAID" stamped receipt and ask them if they have made a claim with their insurance to cover any lost funds. If they have, then you're free to use that $31 left in your account by an uncashed check. If they are not making claim with their insurance and are instead waiting to see which monies clear, etc., and if they say I owed the $31, I would ask them to cover my stop payment fee at the bank and write them a new check. Then, I would march over to the bank and be VERY clear about YOUR personal situation in regards to this incident, stop payment on the check and ask what the Stale Check time frame is. Explain to them that you WILL fight them if they try to cover a check with a stop on it or is past the stale check date. </span></span></p><p><span style="color: #008080"><span style="font-size: 10px"></span></span></p><p><span style="color: #008080"><span style="font-size: 10px">On the one hand, I would feel dirty if I didn't pay my bill. on the other hand, these things happen. However, when these things happen, most businesses have insurance to cover them. So, Town Hall would be my first stop, followed by the bank. And I'm sure you're not the only person wondering.</span></span></p></blockquote><p></p>
[QUOTE="hearts and roses, post: 464575, member: 2211"] [COLOR=#008080][SIZE=2]I agree with Andy. I'm more proactive and would likely go speak with Town Hall first to find out my personal status on account. I would also show them my "PAID" stamped receipt and ask them if they have made a claim with their insurance to cover any lost funds. If they have, then you're free to use that $31 left in your account by an uncashed check. If they are not making claim with their insurance and are instead waiting to see which monies clear, etc., and if they say I owed the $31, I would ask them to cover my stop payment fee at the bank and write them a new check. Then, I would march over to the bank and be VERY clear about YOUR personal situation in regards to this incident, stop payment on the check and ask what the Stale Check time frame is. Explain to them that you WILL fight them if they try to cover a check with a stop on it or is past the stale check date. On the one hand, I would feel dirty if I didn't pay my bill. on the other hand, these things happen. However, when these things happen, most businesses have insurance to cover them. So, Town Hall would be my first stop, followed by the bank. And I'm sure you're not the only person wondering.[/SIZE][/COLOR] [/QUOTE]
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A bit of a moral dilema ...
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