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Angry with my bank policies... rant
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<blockquote data-quote="DazedandConfused" data-source="post: 330551" data-attributes="member: 831"><p>GVC,</p><p></p><p>I worked in banking for eight years. Granted it was in the 80s, but one of my jobs was to oversee the NSF activity (not fun) and it was horrible the way the NSF fees would snowball on people if they made a tiny mistake.</p><p></p><p>I also remember that where I worked (You would probably remember the bank, it was a major one in So Cal for decades- it got bought out in the late 80s) they did not charge a fee due to a deposit being held for what used to be called "uncollected funds". However, I do know that NOW banks rely heavily on those fees to increase their profit margin.</p><p></p><p>If you really want to try and get that hundred bucks back, call them (or go in) and ask for a manager or supervisor that has the power to reverse the fee. If you otherwise have a good history with them, you have a good chance of getting the money back. Be very firm and I would make them understand that it's going to cost them AT LEAST a hundred bucks in their time dealing with you if they hesitate.</p><p></p><p>If you're like me, when I feel like I've been unfairly charged something, I'm like a pit bull. I got a free engine out of a car dealership after the one in my car ceased two months out of warranty. We had a PERFECT maintenance record and I used that to my advantage. Actually, I believe the dealership caused the engine to go, but I couldn't prove it and they let me know THAT. That General Manager thought he was going to roll right over me to the tune of six grand. Guess again, Pal. Finally, I calmly informed him that I was going to cost them six thousand one way or the other because I was going to build a website dedicated to their dealership called Ihatenthiscardealershipdotcom. Then, I was going to have it put in big letters on my back window and park in crowded public places. Then, I was going start a blog on the local news website to share my experience with them and encourage others to share too, then of course, there's my big blabber mouth that won't be able to keep quiet about it.Oh yes, indeedy, I may have to pay six grand to get the new engine, but they were going to pay that if not more in ridicule and lost business.</p><p></p><p>The GM excused himself for about twenty minutes and when he came back he informed me that I would have a new engine courtesy of them.</p><p></p><p>A very good business decision on their part.<img src="/community/styles/default/xenforo/smilies/smug.png" class="smilie" loading="lazy" alt=":smug:" title="smug :smug:" data-shortname=":smug:" /></p></blockquote><p></p>
[QUOTE="DazedandConfused, post: 330551, member: 831"] GVC, I worked in banking for eight years. Granted it was in the 80s, but one of my jobs was to oversee the NSF activity (not fun) and it was horrible the way the NSF fees would snowball on people if they made a tiny mistake. I also remember that where I worked (You would probably remember the bank, it was a major one in So Cal for decades- it got bought out in the late 80s) they did not charge a fee due to a deposit being held for what used to be called "uncollected funds". However, I do know that NOW banks rely heavily on those fees to increase their profit margin. If you really want to try and get that hundred bucks back, call them (or go in) and ask for a manager or supervisor that has the power to reverse the fee. If you otherwise have a good history with them, you have a good chance of getting the money back. Be very firm and I would make them understand that it's going to cost them AT LEAST a hundred bucks in their time dealing with you if they hesitate. If you're like me, when I feel like I've been unfairly charged something, I'm like a pit bull. I got a free engine out of a car dealership after the one in my car ceased two months out of warranty. We had a PERFECT maintenance record and I used that to my advantage. Actually, I believe the dealership caused the engine to go, but I couldn't prove it and they let me know THAT. That General Manager thought he was going to roll right over me to the tune of six grand. Guess again, Pal. Finally, I calmly informed him that I was going to cost them six thousand one way or the other because I was going to build a website dedicated to their dealership called Ihatenthiscardealershipdotcom. Then, I was going to have it put in big letters on my back window and park in crowded public places. Then, I was going start a blog on the local news website to share my experience with them and encourage others to share too, then of course, there's my big blabber mouth that won't be able to keep quiet about it.Oh yes, indeedy, I may have to pay six grand to get the new engine, but they were going to pay that if not more in ridicule and lost business. The GM excused himself for about twenty minutes and when he came back he informed me that I would have a new engine courtesy of them. A very good business decision on their part.:smug: [/QUOTE]
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