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The Watercooler
Angry with my bank policies... rant
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<blockquote data-quote="gcvmom" data-source="post: 330654" data-attributes="member: 3444"><p>Thanks for the info, Suz.</p><p> </p><p>The check was under $5,000 and they told me they did release the first $100, but from the time I deposited the check to the first day an overdraft was charged I had several online bill payments come through that brought my balance down to the level of the check amount and then it dipped below (thus the charges).</p><p> </p><p>The New Year holiday weekend plus the fact that it was deposited in a cu partner ATM and not an actual cu ATM (they no longer have branches in my area) were likely factors in the delay -- the actual number of business days is probably only four or five, but it ends up being eight because of all the other circumstances.</p><p> </p><p>Hopefully my appeal letter will convince them that reversing the $150 or more in charges (haven't checked today) is worth keeping my business. And if not, then I am probably better served by a local bank anyway. I just am sick that this happened because of a technicality.</p></blockquote><p></p>
[QUOTE="gcvmom, post: 330654, member: 3444"] Thanks for the info, Suz. The check was under $5,000 and they told me they did release the first $100, but from the time I deposited the check to the first day an overdraft was charged I had several online bill payments come through that brought my balance down to the level of the check amount and then it dipped below (thus the charges). The New Year holiday weekend plus the fact that it was deposited in a cu partner ATM and not an actual cu ATM (they no longer have branches in my area) were likely factors in the delay -- the actual number of business days is probably only four or five, but it ends up being eight because of all the other circumstances. Hopefully my appeal letter will convince them that reversing the $150 or more in charges (haven't checked today) is worth keeping my business. And if not, then I am probably better served by a local bank anyway. I just am sick that this happened because of a technicality. [/QUOTE]
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Angry with my bank policies... rant
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