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The Watercooler
Anyone else panicking a little?
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<blockquote data-quote="donna723" data-source="post: 171120" data-attributes="member: 1883"><p>I am starting to panic a little ... if I can just hold out for another three years! Most of the things that people do to cut back, I'm already doing and have been for years! I live in a very small town in a rural area where rent and utilities are cheap, or I'd be in deep doo-doo already! </p><p> </p><p>I work for the State. We knew there'd be no pay raises this year (even though our medical insurance is going up - again) and now they're cutting back and eliminating positions ... I <em>think</em> I will be OK with 22 years in, but you never know. What they've told us is all so confusing and contradictory, nobody really knows what's going on. I have another three years to go before I can retire at full benefits - if I had to do it now at 62, I'd end up being a bag lady! Where I live there's no such thing as finding another job. The major employer in our little county shut down and now we've got the highest unemployment rate in the whole state!</p><p> </p><p>It is really scary. I have to drive 70 miles a day just to get to work and gas keeps going up and up. My car is eight years old and if it breaks down, I have no money to have it repaired. I'm hoping my bumpy front tires last till next payday because I can't replace them for another month at least. The electric rates are going up, and probably also the gas that heats my house in the winter. I spend more in the grocery store every week to get the same things. I don't go anywhere, I don't do anything, but it's getting tighter and tighter every month and I didn't have a lot of "wiggle room" to start with! Yeah, I'm starting to panic!</p></blockquote><p></p>
[QUOTE="donna723, post: 171120, member: 1883"] I am starting to panic a little ... if I can just hold out for another three years! Most of the things that people do to cut back, I'm already doing and have been for years! I live in a very small town in a rural area where rent and utilities are cheap, or I'd be in deep doo-doo already! I work for the State. We knew there'd be no pay raises this year (even though our medical insurance is going up - again) and now they're cutting back and eliminating positions ... I [I]think[/I] I will be OK with 22 years in, but you never know. What they've told us is all so confusing and contradictory, nobody really knows what's going on. I have another three years to go before I can retire at full benefits - if I had to do it now at 62, I'd end up being a bag lady! Where I live there's no such thing as finding another job. The major employer in our little county shut down and now we've got the highest unemployment rate in the whole state! It is really scary. I have to drive 70 miles a day just to get to work and gas keeps going up and up. My car is eight years old and if it breaks down, I have no money to have it repaired. I'm hoping my bumpy front tires last till next payday because I can't replace them for another month at least. The electric rates are going up, and probably also the gas that heats my house in the winter. I spend more in the grocery store every week to get the same things. I don't go anywhere, I don't do anything, but it's getting tighter and tighter every month and I didn't have a lot of "wiggle room" to start with! Yeah, I'm starting to panic! [/QUOTE]
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