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Anyone know where to get FHA mortgage with 600 credit?
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<blockquote data-quote="DaisyFace" data-source="post: 254939" data-attributes="member: 6546"><p>Hi MWM--</p><p> </p><p>I think you really need to call around....</p><p> </p><p>We are in a "credit repair" mode ourselves...and so we have been making calls to different lenders to find out what we need to have to qualify for a loan. (We are not even at the stage where we are ready to apply for a mortgage, yet--we are just trying to make sure that all of our "ducks are in a row" as far as FICO scores, down payment, debt-to-income ratios etc).</p><p> </p><p>We were told that mortgages were available to applicants who had a minimum FICO score of 580....and no serious delinquincies within the past two years.</p><p> </p><p>So that's pretty minimal as far as qualifying...</p><p> </p><p>Call around...see what is available to you. </p><p> </p><p>And there is nothing wrong with a manufactured home. A lot of them are actually bigger and nicer than our "real" first house. You can live in a trailer without being "trashy"....</p><p> </p><p>Best of luck!</p><p> </p><p>--DaisyF</p></blockquote><p></p>
[QUOTE="DaisyFace, post: 254939, member: 6546"] Hi MWM-- I think you really need to call around.... We are in a "credit repair" mode ourselves...and so we have been making calls to different lenders to find out what we need to have to qualify for a loan. (We are not even at the stage where we are ready to apply for a mortgage, yet--we are just trying to make sure that all of our "ducks are in a row" as far as FICO scores, down payment, debt-to-income ratios etc). We were told that mortgages were available to applicants who had a minimum FICO score of 580....and no serious delinquincies within the past two years. So that's pretty minimal as far as qualifying... Call around...see what is available to you. And there is nothing wrong with a manufactured home. A lot of them are actually bigger and nicer than our "real" first house. You can live in a trailer without being "trashy".... Best of luck! --DaisyF [/QUOTE]
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Anyone know where to get FHA mortgage with 600 credit?
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