easy child and his girlfriend are on my auto insurance policy. The payment is autodrafted from my account on the 19th of every month. easy child *knows* this. He's been paying me every month since he got his first car (my mom paid his portion before that because easy child wasn't working). Yet, every. single. month. I have to remind him. Repeatedly. I have deposit slips so he can just put the money right into my account. I'm in a flare. I'm sleeping a lot and sketchy on keeping up with things when I'm awake. I *know* I reminded easy child at least 3 times last week and specifically on Saturday night. I even pulled out the statement and broke it down for him on Saturday because of changes. At 1AM, I realize that I had forgotten to ask easy child if he put the money in my account. And, knowing easy child, I was sure that he hadn't because he can't seem to manage anything without being reminded a dozen times. Sound like any MAN you know??? Thank goodness the car payment comes in a monthly statement; if it was a payment book, he'd forget. Anyway, when online banking came back up, I checked my account. Overdrawn $257.00. BEFORE overdraft fees. I am doing them a favor by having them on my policy. They wouldn't be able to afford car insurance otherwise. Besides the discount for being a driver on my policy, there is the multi-car and multi-line discounts. It literally saves each of them a minimum of $80 a month. EACH. So, easy child's girlfriend was up getting ready for school (college) and I told her what was up. She asked if I had reminded easy child. Ummmmm....huh? I know that she is not saying it is my responsibility. I think she is just trying to figure out when the last time I reminded him was. But, it still wasn't the best question to ask, Know what I mean?? The point is, I shouldn't HAVE to remind him every stinking month. And he HAD been reminded several times. So, she wakes him up. He said that he thought the 19th was today (doesn't matter since I told him it had to be in my account by Monday). Then I told him that as soon as his bank opens he needs to get the money in cash and deposit that in my account plus the $80 I'm going to have in overdraft fees. Then he says, "I don't have the money." WHAT???????????? How were you planning on paying if you don't have the money????? It's in her account (meaning girlfriend). She's in school all day, starting before the bank opens. How were you planning on getting it? Even if you didn't think it had to go in until today, how were you planning on doing it????? OMG. I could so strangle him right now. He up and quit his job. Hasn't paid any rent for October. Is renting movies and games from Blockbuster (movies $5/ea and games $10/ea), going out to eat, going to movies and shopping. Yes, he has a new job, but he doesn't start until the 26th. And then the kid thinks when he does pay rent (or, rather, the one time he did) that he could tell me how I could or couldn't spend the money. We are so having a Come to Jesus meeting today.