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The Watercooler
Bankruptcy
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<blockquote data-quote="trinityroyal" data-source="post: 273527" data-attributes="member: 3907"><p>A very close friend of mine filed about 6 years ago, and was discharged 3 years ago. So, the bankruptcy will appear on his credit for 4 more years.</p><p></p><p>That said, since the day of his discharge, he has taken all of the recommended steps to rebuild his credit rating, to the point where his Beacon score is now higher than those of some people who have never filed.</p><p></p><p>He has been able to qualify for a loan and a line of credit, even with the bankruptcy still appearing on his credit rating.</p><p></p><p>PM me if you'd like more information about the steps he's been taking to recover.</p></blockquote><p></p>
[QUOTE="trinityroyal, post: 273527, member: 3907"] A very close friend of mine filed about 6 years ago, and was discharged 3 years ago. So, the bankruptcy will appear on his credit for 4 more years. That said, since the day of his discharge, he has taken all of the recommended steps to rebuild his credit rating, to the point where his Beacon score is now higher than those of some people who have never filed. He has been able to qualify for a loan and a line of credit, even with the bankruptcy still appearing on his credit rating. PM me if you'd like more information about the steps he's been taking to recover. [/QUOTE]
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