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<blockquote data-quote="Hound dog" data-source="post: 273628" data-attributes="member: 84"><p>Didn't read the other responses.</p><p> </p><p>husband and I've went bankrupt twice. Both the type you don't have to pay back. (couldn't have even if we wanted, medical bills out of this world) Didn't hurt us except for credit cards and loans. Period. Lasted 7 yrs on the nose each time.</p><p> </p><p>I'm not sure, but I heard all bankruptcies have to be paid back now??? Don't know if that's just here or what. </p><p> </p><p>Actually, I'll take it back on the loans and such. Because the last time we filed was while K was here. Taking her on put us in a major hole we couldn't climb out of. And I bought the house 3 yrs later. With a huge downpayment. Plus paid off any and all depts not written off in the bankruptcy. And we even got credit cards. (big mistake)</p><p> </p><p>Guess it just depends on how you manage after the bankruptcy. We kept our dept at zero. Those I had to pay off to get the loan for the house was because stupid husband did not put all the bills into the bankruptcy. ugh So I had to pay them to get the loan.</p><p> </p><p>Make sure you get every single bill you owe on the paperwork. Do NOT leave anything out. If there is one or two you want/need to pay.....you can make a side arrangement with them to go ahead and pay it.</p><p> </p><p>Hugs</p></blockquote><p></p>
[QUOTE="Hound dog, post: 273628, member: 84"] Didn't read the other responses. husband and I've went bankrupt twice. Both the type you don't have to pay back. (couldn't have even if we wanted, medical bills out of this world) Didn't hurt us except for credit cards and loans. Period. Lasted 7 yrs on the nose each time. I'm not sure, but I heard all bankruptcies have to be paid back now??? Don't know if that's just here or what. Actually, I'll take it back on the loans and such. Because the last time we filed was while K was here. Taking her on put us in a major hole we couldn't climb out of. And I bought the house 3 yrs later. With a huge downpayment. Plus paid off any and all depts not written off in the bankruptcy. And we even got credit cards. (big mistake) Guess it just depends on how you manage after the bankruptcy. We kept our dept at zero. Those I had to pay off to get the loan for the house was because stupid husband did not put all the bills into the bankruptcy. ugh So I had to pay them to get the loan. Make sure you get every single bill you owe on the paperwork. Do NOT leave anything out. If there is one or two you want/need to pay.....you can make a side arrangement with them to go ahead and pay it. Hugs [/QUOTE]
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