Marg's Man
Member
I just thought - could you set up something like we had with difficult child 1 (and still do with difficult child 3)?
You and wm open a joint both-parties-to-sign account where most of his money goes. His disability goes in wherever and is immediately transferred by a bank autopayment (or whatever they actually call it) before he gets a crack at it. If he wants money from this account he needs your signature as well as his to get at it which he has to "play nice".
This will require his co-operation to set up he account because it is legally his money but it just MIGHT help him learn to handle it because the working account will never have more than peanuts in it.
You and wm open a joint both-parties-to-sign account where most of his money goes. His disability goes in wherever and is immediately transferred by a bank autopayment (or whatever they actually call it) before he gets a crack at it. If he wants money from this account he needs your signature as well as his to get at it which he has to "play nice".
This will require his co-operation to set up he account because it is legally his money but it just MIGHT help him learn to handle it because the working account will never have more than peanuts in it.