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Substance Abuse
Can't get son into rehab
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<blockquote data-quote="Kathy813" data-source="post: 623655" data-attributes="member: 1967"><p>Hello. I'm home now. My husband called a lot of rehabs where my daughter lives trying to find some that would take her insurance. He did find some that would take it but still wanted $4000 a month for "room and board." We were not willing to do that since we had already paid out of pocket for our daughter's three months stay in a residential treatment center. Then, the social worker at the psychiatric hospital that she was in after a suicide attempt suggested calling a specific person at a rehab that knew a lot about insurance and rehabs and he suggested a step down to a combination IOP/halfway house program. Humana did pay for the IOP 100% since my daughter had gone over her $1450 out of pocket max.</p><p></p><p>Of course, that still leaves the halfway house rent and food for us to pay until she gets a job but the director of the halfway house is working on that. It still beats $4000 a month for a rehab.</p><p></p><p>As far as halfway houses not taking your son, try calling a lot of different ones. I have found that they all have different rules and different levels of supervision. My daughter has not been sober for 30 days but that didn't stop her from being admitted to where she is now. They even picked her up from the psychiatric hospital, drove her to her apartment to get her things, and then took her to the halfway house.</p><p></p><p>I agree that it really is not fair that we thought we were finally getting insurance for our difficult child only to find out later that it did not cover residential treatment centers. They use a loophole stating that they are "subacute" freestanding treatment centers and therefore not covered. I think Humana is just trying to keep its costs down and profits up which is why I don't think our health care should ever be in the hands of a profit making corporation. But that gets into politics so I will just end this here.</p><p></p><p>Let us know what happens.</p><p></p><p>~Kathy</p></blockquote><p></p>
[QUOTE="Kathy813, post: 623655, member: 1967"] Hello. I'm home now. My husband called a lot of rehabs where my daughter lives trying to find some that would take her insurance. He did find some that would take it but still wanted $4000 a month for "room and board." We were not willing to do that since we had already paid out of pocket for our daughter's three months stay in a residential treatment center. Then, the social worker at the psychiatric hospital that she was in after a suicide attempt suggested calling a specific person at a rehab that knew a lot about insurance and rehabs and he suggested a step down to a combination IOP/halfway house program. Humana did pay for the IOP 100% since my daughter had gone over her $1450 out of pocket max. Of course, that still leaves the halfway house rent and food for us to pay until she gets a job but the director of the halfway house is working on that. It still beats $4000 a month for a rehab. As far as halfway houses not taking your son, try calling a lot of different ones. I have found that they all have different rules and different levels of supervision. My daughter has not been sober for 30 days but that didn't stop her from being admitted to where she is now. They even picked her up from the psychiatric hospital, drove her to her apartment to get her things, and then took her to the halfway house. I agree that it really is not fair that we thought we were finally getting insurance for our difficult child only to find out later that it did not cover residential treatment centers. They use a loophole stating that they are "subacute" freestanding treatment centers and therefore not covered. I think Humana is just trying to keep its costs down and profits up which is why I don't think our health care should ever be in the hands of a profit making corporation. But that gets into politics so I will just end this here. Let us know what happens. ~Kathy [/QUOTE]
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