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General Parenting
Considering a Boarding school
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<blockquote data-quote="JJJ" data-source="post: 462965" data-attributes="member: 1169"><p>It depends so much on your insurance, your school district and your state what options you have in funding an out of home placement.</p><p></p><p>Generally, the options are:</p><p></p><p>1. Pay out of pocket</p><p>2. Insurance</p><p>3. School district funding</p><p>4. Foster Care/CPS funding</p><p>5. Mental health funding</p><p></p><p>All of those options have pros and cons.</p><p></p><p>#1 pro-wide variety of placements willing to take your money; cons - who has an extra $300/day </p><p>#2 pro-it is a funding source; cons-it is very rare to have this covered and even the plans that cover it have limits far less than the therapeutic recommendations</p><p>#3-pro-covers everything including transportation con-very difficult to get, esp if the child's difficulties are more at home instead of at school</p><p>#4 pro - it is a funding source; cons - you have to deal with CPS, you lose control of treatment choices and some/all parental rights, may need to get charged with child neglect in order to access this funding</p><p>#5 pro- it is a funding source; cons-rare and very difficult to obtain</p><p></p><p>And then, the out of home placement of last resort -- juvy jail. Pro-keeps everyone safe Cons-too many to list.</p><p></p><p>If you have reached this point with your child, talk to the parent-liason person at the psychiatric hospital and ask them to explain how it works in your state. Understand that they may not know all of the options but they will at least know where to start.</p></blockquote><p></p>
[QUOTE="JJJ, post: 462965, member: 1169"] It depends so much on your insurance, your school district and your state what options you have in funding an out of home placement. Generally, the options are: 1. Pay out of pocket 2. Insurance 3. School district funding 4. Foster Care/CPS funding 5. Mental health funding All of those options have pros and cons. #1 pro-wide variety of placements willing to take your money; cons - who has an extra $300/day #2 pro-it is a funding source; cons-it is very rare to have this covered and even the plans that cover it have limits far less than the therapeutic recommendations #3-pro-covers everything including transportation con-very difficult to get, esp if the child's difficulties are more at home instead of at school #4 pro - it is a funding source; cons - you have to deal with CPS, you lose control of treatment choices and some/all parental rights, may need to get charged with child neglect in order to access this funding #5 pro- it is a funding source; cons-rare and very difficult to obtain And then, the out of home placement of last resort -- juvy jail. Pro-keeps everyone safe Cons-too many to list. If you have reached this point with your child, talk to the parent-liason person at the psychiatric hospital and ask them to explain how it works in your state. Understand that they may not know all of the options but they will at least know where to start. [/QUOTE]
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