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Dear Abby on Religious vs Legal Marriages
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<blockquote data-quote="susiestar" data-source="post: 247058" data-attributes="member: 1233"><p>MWM,</p><p></p><p>You have NOTHING to feel guilty for!!! Not only are you NOT deceiving anyone, you have generously opened your home to foster kids and you have adopted kids. Personally, I think everyone in the working poor who fosters or adopts should have automatic full medical, dental, mental health and vision coverage for the entire family.</p><p></p><p>I see NOTHING deceptive about what your husband did. He isn't working under the table. He had his hours cut back, but nowhere do you have to justify why you are not full time, you just have to say you are not. </p><p></p><p>There is a HUGE difference between what you are doing and what someone who has a "religious" wedding and then doesn't file paperwork so that they can still claim single benefits. You are not lying. Period.</p><p></p><p>When husband was in grad school and we lived with my parents, we were up front with the state children's insurance people. Totally upfront. I didn't work because if I did we would not be eligible for the insurance because husband had a graduate assistanceship and got a small check every month. We also needed me at home to take care of Wiz. </p><p></p><p>But, as per the rules, when husband's work insurance kicked in we notified DHS and cancelled it. We could have kept it for at least 6 months more, easy, with-o anyone finding out because we were certified through then, but that was against the rules. </p><p></p><p>MWM, you are following the rules and taking care of your kids. Those benefits are there for a reason. Having your husband cut his hours back a bit to keep insurance is just sound financial planning at your income level, esp with kids. </p><p></p><p>At least that is my take on it.</p></blockquote><p></p>
[QUOTE="susiestar, post: 247058, member: 1233"] MWM, You have NOTHING to feel guilty for!!! Not only are you NOT deceiving anyone, you have generously opened your home to foster kids and you have adopted kids. Personally, I think everyone in the working poor who fosters or adopts should have automatic full medical, dental, mental health and vision coverage for the entire family. I see NOTHING deceptive about what your husband did. He isn't working under the table. He had his hours cut back, but nowhere do you have to justify why you are not full time, you just have to say you are not. There is a HUGE difference between what you are doing and what someone who has a "religious" wedding and then doesn't file paperwork so that they can still claim single benefits. You are not lying. Period. When husband was in grad school and we lived with my parents, we were up front with the state children's insurance people. Totally upfront. I didn't work because if I did we would not be eligible for the insurance because husband had a graduate assistanceship and got a small check every month. We also needed me at home to take care of Wiz. But, as per the rules, when husband's work insurance kicked in we notified DHS and cancelled it. We could have kept it for at least 6 months more, easy, with-o anyone finding out because we were certified through then, but that was against the rules. MWM, you are following the rules and taking care of your kids. Those benefits are there for a reason. Having your husband cut his hours back a bit to keep insurance is just sound financial planning at your income level, esp with kids. At least that is my take on it. [/QUOTE]
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Dear Abby on Religious vs Legal Marriages
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