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Parent Emeritus
difficult child given credit...we are baffled
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<blockquote data-quote="C.J." data-source="post: 251533" data-attributes="member: 1987"><p>She should be able to pull up a free credit report (US Gov't requires credit bureaus to allow 1 free report per year) to see what is currently on file. That will give her some idea what's been reported.</p><p></p><p>Most creditors are willing to settle for a portion of the debt - and if this outfit will grant credit to anyone with a SS# and a pulse, they're like to settle. Get EVERYTHING in writing. Keep it all. She will likely have to explain this mess one day (job interview, car loan, opening a bank account). Do NOT allow creditor to debit from checking/savings account. Send all remittances by check,maybe even certified mail, so that you have a paper trail.</p><p></p><p>Warn difficult child credit scores will follow her for the rest of her life.</p></blockquote><p></p>
[QUOTE="C.J., post: 251533, member: 1987"] She should be able to pull up a free credit report (US Gov't requires credit bureaus to allow 1 free report per year) to see what is currently on file. That will give her some idea what's been reported. Most creditors are willing to settle for a portion of the debt - and if this outfit will grant credit to anyone with a SS# and a pulse, they're like to settle. Get EVERYTHING in writing. Keep it all. She will likely have to explain this mess one day (job interview, car loan, opening a bank account). Do NOT allow creditor to debit from checking/savings account. Send all remittances by check,maybe even certified mail, so that you have a paper trail. Warn difficult child credit scores will follow her for the rest of her life. [/QUOTE]
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difficult child given credit...we are baffled
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