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Parent Emeritus
difficult child's creditors are being unreasonable
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<blockquote data-quote="WhymeMom?" data-source="post: 239192" data-attributes="member: 53"><p>Not quite sure what you are trying to do when negotiating the money your difficult child owes...... sure you can pay off some of this, but in our state it would still show up on a credit report as a bad debt if the complete amount isn't paid..... so if you are trying to clean up his credit with the hope that it will not show up I don't think that will happen...... I do get that he is working and paying off an amount is a moral obligation you would like to see him handle...... just don't think it will all be forgotten and "squared away" when a possible employer, landlord, etc. checks his credit, it will follow him for a long time........ The only good part is no one will steal his identity with a poor credit rating........</p></blockquote><p></p>
[QUOTE="WhymeMom?, post: 239192, member: 53"] Not quite sure what you are trying to do when negotiating the money your difficult child owes...... sure you can pay off some of this, but in our state it would still show up on a credit report as a bad debt if the complete amount isn't paid..... so if you are trying to clean up his credit with the hope that it will not show up I don't think that will happen...... I do get that he is working and paying off an amount is a moral obligation you would like to see him handle...... just don't think it will all be forgotten and "squared away" when a possible employer, landlord, etc. checks his credit, it will follow him for a long time........ The only good part is no one will steal his identity with a poor credit rating........ [/QUOTE]
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difficult child's creditors are being unreasonable
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