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The Watercooler
Does anyone else feel the economy won't get better?
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<blockquote data-quote="susiestar" data-source="post: 504263" data-attributes="member: 1233"><p>One of the BIGGEST problems is that virtually NO banks will actually modify your mortgage with the federal monies for that. they actually MAKE money wth that program that foreclosing does NOT get them. We applied 9 times and there was ALWAYS some reason we didn't qualify. Not behind enough, too behind, up to date, not up to date, didn't have this document so must resend entire packet, etc.... FedEx made a BUNDLE because all things somehow HAD to be sent that way on OUR dime to them. I have been looking online and there is almost no one out there who doesn't work for a bank who has gotten a modification. So those huge pots of $$ for that program? Are wasted. </p><p></p><p>Our next door neighbors bought the house (that is TWICE the size of ours) for half of what we paid for ours. We will be moving in the next few months because there is NO POINT to paying the mortgage on this. We can't make the payments and can't get a modification and got tired of hearing the people at the bank LAUGHING at us over the phone when we asked about the modification. Two particular people found it particularly hilarious to keep asking for more stuff even though we could PROVE we sent them. It is also extremely unprofessional to laugh at people, but the bank really didn't care. Complaints about that were actually met with more laughter. Our lawyer is LOVING the recordings I made of that though.</p></blockquote><p></p>
[QUOTE="susiestar, post: 504263, member: 1233"] One of the BIGGEST problems is that virtually NO banks will actually modify your mortgage with the federal monies for that. they actually MAKE money wth that program that foreclosing does NOT get them. We applied 9 times and there was ALWAYS some reason we didn't qualify. Not behind enough, too behind, up to date, not up to date, didn't have this document so must resend entire packet, etc.... FedEx made a BUNDLE because all things somehow HAD to be sent that way on OUR dime to them. I have been looking online and there is almost no one out there who doesn't work for a bank who has gotten a modification. So those huge pots of $$ for that program? Are wasted. Our next door neighbors bought the house (that is TWICE the size of ours) for half of what we paid for ours. We will be moving in the next few months because there is NO POINT to paying the mortgage on this. We can't make the payments and can't get a modification and got tired of hearing the people at the bank LAUGHING at us over the phone when we asked about the modification. Two particular people found it particularly hilarious to keep asking for more stuff even though we could PROVE we sent them. It is also extremely unprofessional to laugh at people, but the bank really didn't care. Complaints about that were actually met with more laughter. Our lawyer is LOVING the recordings I made of that though. [/QUOTE]
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Does anyone else feel the economy won't get better?
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