Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Internet Search
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Forums
General Discussions
The Watercooler
Financial Analysis Help Needed Re Social Security Disability
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="DammitJanet" data-source="post: 555217" data-attributes="member: 1514"><p>DDD, you need to call FL Social Services and ask them what the income levels are for a single person for Medicaid for the Disabled. I dont think he is going to meet the income qualifications for medicaid for the disabled for long once he goes of SSI and if he is going to get over a $1000 a month, he wont be on SSI for long. He will be on SSDI. I realize all this is so confusing. </p><p></p><p>SSI- Supplemental Security Income. Basically a federal welfare program for either the children or adults who are disabled but have never had the ability to build a working history for them to draw disability off of.</p><p></p><p>SSDI- Social Security Disability Insurance. This is what employed workers have paid into with their social security and FICA taxes all their working lives. This has a much higher limit. Oh and another difference is that this program will also give a benefit to your spouse and children if you actually get more than the minimum amount of SSDI. </p><p></p><p>One thing with SSDI, if a parent becomes eligible for SSDI and they have a child who is deemed eligible for disability prior to the childs 22nd birthday, that child also shares the PARENTS SSDI benefits. Just an FYI. I am betting that is why your son is eligible for SSDI. </p><p></p><p>Okay...now onto the lump sum. I didnt have to account for my lump sum at all because I only got SSDI. Now I didnt have a payee either. That may have been the difference. No one has ever asked me what I did with it. I had a year to get that money out of my account before it would have effected my medicaid because as soon as I heard what my monthly payment would be, I went down to the Dept of Social Services and applied for Medicaid for the Disabled because here the monthly limited was 825 at the time and I was getting 748 when I started. I have had a few increases in COL and now get 767 and the monthly limit is 850. </p><p></p><p>The type of medicaid I get pays all my copays, covers my first $200, and my 20%. It also covers my part D. I think you are going to be able to get your son covered for the type that covers his copay for his Part B cost, and then the help with his Part D. Not the other. You are going to have to get him a Medical Advantage Plan. Do some very good checking with pharmacies, doctors offices and such for the cheapest one. It might be he could get the United Health or United Health one that they advertise for O down a month. Especially if he doesnt have a ton of medical expenses a month. </p><p></p><p>I have not heard of them taking SSDI dollar for dollar unless he is working. I own my own home and have 2 cars. Not an issue. Its also not an issue with Tony living with me but we arent married and we dont get food stamps.</p><p></p><p>I will tell you a secret and a tip. All either of them have to do is claim that they cook and eat separately and they can both get their own food stamps. They just both write a statement to that effect. Have her put her food into one cabinet in the kitchen. Happens all the time. We all know its not true but it happens all the time. Its one of the things we used to just expect as caseworkers. They have no kids together and are not married. Its fine. </p><p></p><p>In order to get him more food stamps, I think I would get him a house with a low mortgage payment but buy him a good used car without a payment. That would be just me. Car payment doesnt give him a higher amount of food stamps but a mortgage will but he still cant get over the single person limit. If your difficult child can find someone who gets them, ask them what the single person limit is so you are have an idea. Here it is 200. SC is about 275. </p><p></p><p>Have I given you enough ideas?</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 555217, member: 1514"] DDD, you need to call FL Social Services and ask them what the income levels are for a single person for Medicaid for the Disabled. I dont think he is going to meet the income qualifications for medicaid for the disabled for long once he goes of SSI and if he is going to get over a $1000 a month, he wont be on SSI for long. He will be on SSDI. I realize all this is so confusing. SSI- Supplemental Security Income. Basically a federal welfare program for either the children or adults who are disabled but have never had the ability to build a working history for them to draw disability off of. SSDI- Social Security Disability Insurance. This is what employed workers have paid into with their social security and FICA taxes all their working lives. This has a much higher limit. Oh and another difference is that this program will also give a benefit to your spouse and children if you actually get more than the minimum amount of SSDI. One thing with SSDI, if a parent becomes eligible for SSDI and they have a child who is deemed eligible for disability prior to the childs 22nd birthday, that child also shares the PARENTS SSDI benefits. Just an FYI. I am betting that is why your son is eligible for SSDI. Okay...now onto the lump sum. I didnt have to account for my lump sum at all because I only got SSDI. Now I didnt have a payee either. That may have been the difference. No one has ever asked me what I did with it. I had a year to get that money out of my account before it would have effected my medicaid because as soon as I heard what my monthly payment would be, I went down to the Dept of Social Services and applied for Medicaid for the Disabled because here the monthly limited was 825 at the time and I was getting 748 when I started. I have had a few increases in COL and now get 767 and the monthly limit is 850. The type of medicaid I get pays all my copays, covers my first $200, and my 20%. It also covers my part D. I think you are going to be able to get your son covered for the type that covers his copay for his Part B cost, and then the help with his Part D. Not the other. You are going to have to get him a Medical Advantage Plan. Do some very good checking with pharmacies, doctors offices and such for the cheapest one. It might be he could get the United Health or United Health one that they advertise for O down a month. Especially if he doesnt have a ton of medical expenses a month. I have not heard of them taking SSDI dollar for dollar unless he is working. I own my own home and have 2 cars. Not an issue. Its also not an issue with Tony living with me but we arent married and we dont get food stamps. I will tell you a secret and a tip. All either of them have to do is claim that they cook and eat separately and they can both get their own food stamps. They just both write a statement to that effect. Have her put her food into one cabinet in the kitchen. Happens all the time. We all know its not true but it happens all the time. Its one of the things we used to just expect as caseworkers. They have no kids together and are not married. Its fine. In order to get him more food stamps, I think I would get him a house with a low mortgage payment but buy him a good used car without a payment. That would be just me. Car payment doesnt give him a higher amount of food stamps but a mortgage will but he still cant get over the single person limit. If your difficult child can find someone who gets them, ask them what the single person limit is so you are have an idea. Here it is 200. SC is about 275. Have I given you enough ideas? [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
General Discussions
The Watercooler
Financial Analysis Help Needed Re Social Security Disability
Top