Last year has been extremely tough for difficult child in every way and I certainly worry for his future. But that doesn't take away the fact that he has also matured tremendously during the last two and half years he has been out from home. difficult child recently asked if we could possibly give him a sizeable loan compared to his income and as funny as it sounds, and as unfathomable as it had been to even think about it a year ago, we don't really have a problem with it. Even though we are well aware he may not be able to pay it back at least in time, if there is any unexpected changes (like him opting out from his sport career and going to school or making choices for his sport career that would made him paid less.) difficult child has started to talk about wanting his own car. He has had a leased car with very good deal through his team, but now that he is changing teams, he of course is giving up that. Depending of there he may end up, he may have a new lease deal available for good price or not. In his back up option the deal is kind of lousy and if he ends up there, he wants to buy a car. Problem is, that he doesn't have the money, nor would he be a good candidate for reasonable priced car loan. You also have to understand that cars are very expensive here. Any decent used car for difficult child's needs is over 15 000 dollars. And by that I mean cars like Ford Focus, Honda Civic and other compact cars, eight years old or newer and with less than 60 000-70 000 miles. If difficult child ends up to his back up option, it is very likely he will be loaned out a lot and will very possibly have to drive around quite a lot in any kind of weathers. We certainly don't want him to drive totally unsafe or unreliable car for that. Though instead of loaning him money I and husband were talking about maybe selling him my car and me buying a newer one. My car is little over the price range of what difficult child talked about, but otherwise the type of car he would need. We could sell it to him at the price he has been thinking of and ask monthly payments around the same he has paid for his leased car. We were thinking of me changing cars anyway, though if I sell it to difficult child I have to buy both new summer and snow tires to it first. Both tires have a season or little more left on them to be still legal and that would had been ideal, if I would had been selling it to dealer or someone else, but 'still legal' and 'in excellent condition' makes a huge difference to my quality of sleep when we are talking about the tires under my kid's vehicle. Tires are expensive so there would be no way difficult child himself would buy new ones when old ones would still be legal. But anyway, it really made me notice how much difficult child has matured, that the first reaction I and husband had for him starting to talk about us loaning him money for a car, was positive. Two years ago our reaction, would had been "not in the million years" and a year ago we may had thought about it, but been very, very cautious.