I was reading the news about a lady who had $20 in her bank account (living pay check to pay check as many of us do) and she used her debit card to "pay at the pump" and purchased $15 of gas. With in a few days she was checking her bank statement and noticed overdraft charges. Noticed a $50 charge from the gas station where she purchased $15. She called the station and was told the gas station puts a $50 hold on all gas purchases until the transactions clear the bank. Usually 3 days. So, I googled "pay at the pump". Sure enough. Gas stations place a $50 - $100 hold on ANY gas purchases when using bank cards. Some articles say if you enter your pin number they do not place a hold, but if you use your card as credit there is a HOLD placed on your bank account. So, I called my bank today. Yep. There is a $100 HOLD placed on my account anytime I use my bank card for either debit or credit when I "pay at the pump". According to the articles the gas station determines the amount, the bank determines the length of time. So I asked the bank how long. All she would say...repeatedly was "until the transactions clears". I then reviewed my account, and I have several overdraft charges. Here I paid at the pump ($100 hold) and my husband paid at the pump (another $100 hold). Also noticed several other holds on my funds. Bank informed me anytime I use my bank card for a purchase my funds are held until the transaction clears. Anywhere from 3 - 5 days. This is just WRONG. I didn't authorize anyone to HOLD MY money. I didn't have any knowledge of this. The gas stations should be REQUIRED to post a sign stating they are placing a HOLD on your funds and the amount of the hold. The bank should also be required to notify you that they hold your funds on any purchase with your bank card. So whether you purchas $5 or$50 of gas, the gas stations in my area place a $100 hold until the transaction clears. SO wrong. Instead of going paperless and paying my bills online with my bank card (now funds being held) I am now requesting all paper statements and paying everything by check. Gas...most require prepay. So, I will have to use the ATM machine, get cash, prepay, fill up and get change back. Since I do not know the cost to fill up, I will have to guess. I rarely get below 1/2 tank, don't want the shock of the price tag that goes with an empty tank. Gas prices fell to $3.86 Friday in my town. At that time I was not aware of the HOLD fee. So, we both filled up and paid the gas as well as having $200 now held up. JUST WRONG. Anyone else aware of this? Check it out. Call your bank. Ask the stations what their fees are. Even if they don't place a HOLD when entering your PIN, some pumps don't give you that option, automatically goes through as credit when you swipe your card.