They are in tubs right by the tubs you get to put on bagels and they are chocolate cream cheese. They have dark chocolate, milk chocolate and I think caramel. Oh one comes in a box with 4 little tiny tubs of milk chocolate. Now I dont think I would put these on bagels but I just had to try it. I love chocolate and I love cream cheese. I figure that nothing could go wrong with the combo. I like chocolate cheese cake...lol. I wasnt sure what I was going to do with it but if nothing else I could just eat spoon fulls. I got the dark chocolate. Well tony came home with those cheap little hard butter cookies and I decided to dip them in it. Delightful! I imagine they would be good on anything like a spread inside a croissant and then baked. That sounds wonderful. Check it out.