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Has anyone successfully navigated ObamaCare?
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<blockquote data-quote="BusynMember" data-source="post: 613370" data-attributes="member: 1550"><p>You will get much farther calling rather than using the website. They are very helpful on the phone and you can both choose what you want and also sign up this way. The number is 1/800-318-2596. Unfortunately, insurance isn't what it used to be. When I first got married, my husband had a great policy from work. He barely had to pay any premiums and the insurance almost covered everything. I was in a psychiatric hospital for ten weeks and the insurance covered almost all of it. Now you aren't allowed to be in a psychiatric hospital for ten weeks. The insurance companies throw you out after a week or so, even if you are still sick. It was the same for other various illnesses.</p><p></p><p>Times change and insurance companies got too big and charge too much and cover too little. Obamacare isn't about changing the policies. It's about getting everyone at least insured. A policy with a huge deductible will be cheaper on the premiums, but will basically be a catastrophic only coverage policy. If your son ended up in the hospital, probably about 80% of it would be covered. But for regular visits, it has low coverage and mostly would have to be paid out of pocket. But at least hospitalization will be covered. My daughter is 29 and in the same boat only she is pregnant. Her SO could cover her, but it would cost them about $600 month and they can't really afford it. They would like to get married, but it all depends on what kind of insurance she can get while being single as opposed to his work insurance which is so expensive and still has a huge deductible. Sad that marriage is even being based on insurance costs. </p><p></p><p>This is what insurance companies have come to. Good luck to your son.</p></blockquote><p></p>
[QUOTE="BusynMember, post: 613370, member: 1550"] You will get much farther calling rather than using the website. They are very helpful on the phone and you can both choose what you want and also sign up this way. The number is 1/800-318-2596. Unfortunately, insurance isn't what it used to be. When I first got married, my husband had a great policy from work. He barely had to pay any premiums and the insurance almost covered everything. I was in a psychiatric hospital for ten weeks and the insurance covered almost all of it. Now you aren't allowed to be in a psychiatric hospital for ten weeks. The insurance companies throw you out after a week or so, even if you are still sick. It was the same for other various illnesses. Times change and insurance companies got too big and charge too much and cover too little. Obamacare isn't about changing the policies. It's about getting everyone at least insured. A policy with a huge deductible will be cheaper on the premiums, but will basically be a catastrophic only coverage policy. If your son ended up in the hospital, probably about 80% of it would be covered. But for regular visits, it has low coverage and mostly would have to be paid out of pocket. But at least hospitalization will be covered. My daughter is 29 and in the same boat only she is pregnant. Her SO could cover her, but it would cost them about $600 month and they can't really afford it. They would like to get married, but it all depends on what kind of insurance she can get while being single as opposed to his work insurance which is so expensive and still has a huge deductible. Sad that marriage is even being based on insurance costs. This is what insurance companies have come to. Good luck to your son. [/QUOTE]
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Has anyone successfully navigated ObamaCare?
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