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Health Care reform...dont want political
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<blockquote data-quote="donna723" data-source="post: 299618" data-attributes="member: 1883"><p>I don't get in to the politics of it much and I haven't studied up on this as much as I should have because I've always had pretty good insurance and haven't had to worry about it like some have. But it seems to me that more and more, the medical decisions are made by the insurance companies, not the doctors or the patients!</p><p> </p><p>And it seems like the doctors and the hospitals are hitting up the ones <em>with</em> insurance to make up for the ones <em>without</em> it! I don't even <em>have</em> a family doctor. But a few months ago I got an insect sting on the back of my knee that got infected under the skin and the red patch just kept spreading and spreading. No big deal but I needed to see a doctor. I was going to hunt someone up the next day but that night I got a call that my son was two counties away, in the ER (long story). This is a small county-run hospital. I rushed over there (he was OK) but we had to wait about three hours for the mental health social worker to get there to see him before they'd let him go. It was past midnight, we were the only ones there, so while I was there, I asked to be seen about my leg. I was seen by a PA who looked at my leg, took my temp and blood pressure, and I got a shot of a garden variety antibiotic and a prescription ($4 at Walmart). I wrote a check for the $75 ER co-pay that my insurance requires. The whole thing cost me $79 and all was well. A few weeks later I got a statement from the hospital (not a bill) of what the charges had been - ALMOST $6,000! They had charged almost $2,000 for me to walk in the door, close to $1,000 for something else (breathing their air?), and the rest of it was for the antibiotic shot - $1,800 for the injection and the rest was a 'pharmacy charge"!!!! Does this mean my <em>insurance</em> paid <u>$5,925</u> for that little visit? No wonder our premiums go up every year! And if someone with no insurance came in for the same thing, would they send them a bill for <u>$6,000</u>? Refuse to see them till they come up with $6,000? And this is exactly why my son never got medical treatment several times when he really needed it but didn't have medical insurance at the time!</p><p> </p><p>I don't know what the answers are, I don't even have a clue. But <em>something's</em> gotta change! It's just chaos now!</p></blockquote><p></p>
[QUOTE="donna723, post: 299618, member: 1883"] I don't get in to the politics of it much and I haven't studied up on this as much as I should have because I've always had pretty good insurance and haven't had to worry about it like some have. But it seems to me that more and more, the medical decisions are made by the insurance companies, not the doctors or the patients! And it seems like the doctors and the hospitals are hitting up the ones [I]with[/I] insurance to make up for the ones [I]without[/I] it! I don't even [I]have[/I] a family doctor. But a few months ago I got an insect sting on the back of my knee that got infected under the skin and the red patch just kept spreading and spreading. No big deal but I needed to see a doctor. I was going to hunt someone up the next day but that night I got a call that my son was two counties away, in the ER (long story). This is a small county-run hospital. I rushed over there (he was OK) but we had to wait about three hours for the mental health social worker to get there to see him before they'd let him go. It was past midnight, we were the only ones there, so while I was there, I asked to be seen about my leg. I was seen by a PA who looked at my leg, took my temp and blood pressure, and I got a shot of a garden variety antibiotic and a prescription ($4 at Walmart). I wrote a check for the $75 ER co-pay that my insurance requires. The whole thing cost me $79 and all was well. A few weeks later I got a statement from the hospital (not a bill) of what the charges had been - ALMOST $6,000! They had charged almost $2,000 for me to walk in the door, close to $1,000 for something else (breathing their air?), and the rest of it was for the antibiotic shot - $1,800 for the injection and the rest was a 'pharmacy charge"!!!! Does this mean my [I]insurance[/I] paid [U]$5,925[/U] for that little visit? No wonder our premiums go up every year! And if someone with no insurance came in for the same thing, would they send them a bill for [U]$6,000[/U]? Refuse to see them till they come up with $6,000? And this is exactly why my son never got medical treatment several times when he really needed it but didn't have medical insurance at the time! I don't know what the answers are, I don't even have a clue. But [I]something's[/I] gotta change! It's just chaos now! [/QUOTE]
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