Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Internet Search
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Forums
General Discussions
The Watercooler
Homeowners insurance question
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="Tiapet" data-source="post: 526139" data-attributes="member: 455"><p>Janet from what I know from my mother, mobile homes are a pita to get insurance on! Mind you she is in a different state anyhow but still. I'd still look into it if I were you anyway as it can't hurt to learn about it. State Farm is notoriously hard insurance company to work with as far as home owners insurance, just a fyi for you, though they give better rates for combining (like most others) coverages with auto and others. Even though you are inland for hurricanes, you are still in a risk area. As far as flooding, it really doesn't matter if you are higher then a flooding area. You will want to look at the "100 year flood plain" plan online for your area to see if you are in the zone. Chances are you might be surprised to find out you are actually in a flood area and not know it. Even as a renter you will need to know this and be covered as you wouldn't be otherwise. We once were in what we thought wasn't and area to flood and later found out it actually was in a zone to flood.</p><p></p><p>Here is one place to check: <a href="http://www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/mapScheduleSearch.action?zipCode=&x=33&y=15" target="_blank">flood zone map</a></p><p></p><p>Here is a little informative brief that might help you too: <a href="http://www.dangilbertinsurance.com/downloads/MobileHomeownersInsurance.pdf" target="_blank">FAQ on homeowners</a> insurance for mobile homes in NC</p><p></p><p>Please do check into it. When I did a quick google search about it, there are many articles that give lots of information about specifics that I think you will want to know ahead of time before you actually purchase, like questions you may want to ask yourself and have answers to before you call to get a quote, etc. Hope this gives a little bit of help at least. It's really worth having the insurance.</p></blockquote><p></p>
[QUOTE="Tiapet, post: 526139, member: 455"] Janet from what I know from my mother, mobile homes are a pita to get insurance on! Mind you she is in a different state anyhow but still. I'd still look into it if I were you anyway as it can't hurt to learn about it. State Farm is notoriously hard insurance company to work with as far as home owners insurance, just a fyi for you, though they give better rates for combining (like most others) coverages with auto and others. Even though you are inland for hurricanes, you are still in a risk area. As far as flooding, it really doesn't matter if you are higher then a flooding area. You will want to look at the "100 year flood plain" plan online for your area to see if you are in the zone. Chances are you might be surprised to find out you are actually in a flood area and not know it. Even as a renter you will need to know this and be covered as you wouldn't be otherwise. We once were in what we thought wasn't and area to flood and later found out it actually was in a zone to flood. Here is one place to check: [URL="http://www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/mapScheduleSearch.action?zipCode=&x=33&y=15"]flood zone map[/URL] Here is a little informative brief that might help you too: [URL="http://www.dangilbertinsurance.com/downloads/MobileHomeownersInsurance.pdf"]FAQ on homeowners[/URL] insurance for mobile homes in NC Please do check into it. When I did a quick google search about it, there are many articles that give lots of information about specifics that I think you will want to know ahead of time before you actually purchase, like questions you may want to ask yourself and have answers to before you call to get a quote, etc. Hope this gives a little bit of help at least. It's really worth having the insurance. [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
General Discussions
The Watercooler
Homeowners insurance question
Top