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Homeowners insurance question
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<blockquote data-quote="susiestar" data-source="post: 526288" data-attributes="member: 1233"><p>Janet, I totally understand how a smoke detector could drive you nuts. Two weeks after we moved in to this house, one of the wired in smoke detectors went off. It would NOT stop no matter what. It did not have a battery as it was hooked into the electric and even iwth the manual we couldn't stop it. I finally ripped it out of the ceiling. Every frickin one of the dang things did that within a year - and this was a brand new home. We even had an electrician look at the system and they were installed properly. He set one off as a test using the directions for doing just that and then he couldn't get it to stop. I had to rip it out because he wouldn't and that noise, OMW with the sensory problems I have was about to kill me. Really something I just couldn't handle. I put up the stick on kind with the battery and they have worked perfectly. </p><p></p><p>Given the smoking, PLEASE go to the fire dept and ask if they give them out. MOst but not all fire depts will do that happily, but they do have a set amt of them they can give away per year, so going earlier is better than later. </p><p></p><p>As for insurance, why not shop all the companies to see how much for insurance on both the cars and home at one time? Get every company to give you quotes - most will be delighted. It usually makes FAR more sense to have everything with one company, but not always. So get the amt for just the car, just the house, car and house, and whatever other items you are interested in. </p><p></p><p>Whether you get ins or not, please please please PLEASE get smoke detectors!!! I know I am the safety worriwort here, but this is a HUGE worry for me. Ever since I was little, fire alarms have been something that just seem so important and easy to protect the family with. I have done SOOOOOOO many fire safety programs at the kids' schools and have relatives who worked as volunteer firemen, and fire just is NOT something to play around with. The very first chance, get to the store or wherever, and get a firealarm and any needed batteries. Then put it up when you get home, esp around wherever you smoke most often, esp when tired.</p></blockquote><p></p>
[QUOTE="susiestar, post: 526288, member: 1233"] Janet, I totally understand how a smoke detector could drive you nuts. Two weeks after we moved in to this house, one of the wired in smoke detectors went off. It would NOT stop no matter what. It did not have a battery as it was hooked into the electric and even iwth the manual we couldn't stop it. I finally ripped it out of the ceiling. Every frickin one of the dang things did that within a year - and this was a brand new home. We even had an electrician look at the system and they were installed properly. He set one off as a test using the directions for doing just that and then he couldn't get it to stop. I had to rip it out because he wouldn't and that noise, OMW with the sensory problems I have was about to kill me. Really something I just couldn't handle. I put up the stick on kind with the battery and they have worked perfectly. Given the smoking, PLEASE go to the fire dept and ask if they give them out. MOst but not all fire depts will do that happily, but they do have a set amt of them they can give away per year, so going earlier is better than later. As for insurance, why not shop all the companies to see how much for insurance on both the cars and home at one time? Get every company to give you quotes - most will be delighted. It usually makes FAR more sense to have everything with one company, but not always. So get the amt for just the car, just the house, car and house, and whatever other items you are interested in. Whether you get ins or not, please please please PLEASE get smoke detectors!!! I know I am the safety worriwort here, but this is a HUGE worry for me. Ever since I was little, fire alarms have been something that just seem so important and easy to protect the family with. I have done SOOOOOOO many fire safety programs at the kids' schools and have relatives who worked as volunteer firemen, and fire just is NOT something to play around with. The very first chance, get to the store or wherever, and get a firealarm and any needed batteries. Then put it up when you get home, esp around wherever you smoke most often, esp when tired. [/QUOTE]
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