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General Discussions
The Watercooler
Hugs and Head Pats for those who deal with Government!
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<blockquote data-quote="AnnieO" data-source="post: 558709" data-attributes="member: 6705"><p>Regarding lowering your credit score by checking it - sort of. If you use annualcreditreport.com, it won't touch your score - just only check each company once per year OR when you are declined (whoever declines you must send you a letter explaining why, this gives you the right to check more frequently if necessary). Also, periodic checks by <em>current</em> creditors don't count against you. NEW creditors do though.</p></blockquote><p></p>
[QUOTE="AnnieO, post: 558709, member: 6705"] Regarding lowering your credit score by checking it - sort of. If you use annualcreditreport.com, it won't touch your score - just only check each company once per year OR when you are declined (whoever declines you must send you a letter explaining why, this gives you the right to check more frequently if necessary). Also, periodic checks by [I]current[/I] creditors don't count against you. NEW creditors do though. [/QUOTE]
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The Watercooler
Hugs and Head Pats for those who deal with Government!
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