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I am in crisis
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<blockquote data-quote="GoingNorth" data-source="post: 722272" data-attributes="member: 1963"><p>Edited above post because I realized I hadn't read CB's post properly and some of what I originally said came off as insensitive (not to mention stupid) as a result.</p><p></p><p>CB, I'm keeping my fingers crossed for you, and good thoughts flowing in your direction. </p><p></p><p>Do you HAVE to stay in CA? There are other places you can live that are so much more affordable, and your skills are pretty transferable as regards working for school districts wherever.</p><p></p><p>Part of the reason I went to WI is that I couldn't afford to rent in N.IL, and taxes and prices were higher.</p><p></p><p>If you can, talk to a lawyer first, but I'd seriously consider filing bankruptcy at this point (Chapter 7), assuming you can still discharge credit card debt. You have nothing to lose and you don't seem to be getting out of the hole you are in on your own.</p><p></p><p>Are you HUD eligible? Are you in HUD housing? if so, you have certain rights (and certain obligations)</p><p></p><p>I would seriously pay for a consultation with a bankruptcy attorney and see if this is a route that will work for you.</p><p></p><p>(And leave your mother completely out of it!)</p></blockquote><p></p>
[QUOTE="GoingNorth, post: 722272, member: 1963"] Edited above post because I realized I hadn't read CB's post properly and some of what I originally said came off as insensitive (not to mention stupid) as a result. CB, I'm keeping my fingers crossed for you, and good thoughts flowing in your direction. Do you HAVE to stay in CA? There are other places you can live that are so much more affordable, and your skills are pretty transferable as regards working for school districts wherever. Part of the reason I went to WI is that I couldn't afford to rent in N.IL, and taxes and prices were higher. If you can, talk to a lawyer first, but I'd seriously consider filing bankruptcy at this point (Chapter 7), assuming you can still discharge credit card debt. You have nothing to lose and you don't seem to be getting out of the hole you are in on your own. Are you HUD eligible? Are you in HUD housing? if so, you have certain rights (and certain obligations) I would seriously pay for a consultation with a bankruptcy attorney and see if this is a route that will work for you. (And leave your mother completely out of it!) [/QUOTE]
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