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Parent Emeritus
I don't get it either....bank cards
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<blockquote data-quote="emotionallybankrupt" data-source="post: 360705" data-attributes="member: 8226"><p>I don't know anything about prepaid credit cards in general, but what I did with my difficult child was to get her a Current by Discover Card. It's marketed as a "teen" card, but I don't see why it couldn't be used for someone older. Money can be deposited and withdrawn just like a bank account. Still not the same as a bank account, but I can see that it might be a solution for a difficult child who needs SOMETHING as an alternative to cash, while the parent needs to stay out of harm's way. The account is linked to a parent bank account or credit card, and the parent can make deposits scheduled in advance or by immediate transfer of funds. What I used to do is to get difficult child to cash her paycheck and give me the money to deposit to my account. Then I would transfer the funds to her Current Card (accepted wherever Discover is accepted). It worked beautifully. Impossible to overdraw it; the charge would be denied. For teens who still need a parent to put boundaries on their spending, there are many parental controls that can be used to do this.</p></blockquote><p></p>
[QUOTE="emotionallybankrupt, post: 360705, member: 8226"] I don't know anything about prepaid credit cards in general, but what I did with my difficult child was to get her a Current by Discover Card. It's marketed as a "teen" card, but I don't see why it couldn't be used for someone older. Money can be deposited and withdrawn just like a bank account. Still not the same as a bank account, but I can see that it might be a solution for a difficult child who needs SOMETHING as an alternative to cash, while the parent needs to stay out of harm's way. The account is linked to a parent bank account or credit card, and the parent can make deposits scheduled in advance or by immediate transfer of funds. What I used to do is to get difficult child to cash her paycheck and give me the money to deposit to my account. Then I would transfer the funds to her Current Card (accepted wherever Discover is accepted). It worked beautifully. Impossible to overdraw it; the charge would be denied. For teens who still need a parent to put boundaries on their spending, there are many parental controls that can be used to do this. [/QUOTE]
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I don't get it either....bank cards
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