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Parent Emeritus
I don't get it either....bank cards
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<blockquote data-quote="emotionallybankrupt" data-source="post: 360925" data-attributes="member: 8226"><p>I used it for about a year with no trouble and could find no "holes" that could put me in a vulnerable position. With this, you don't even have to trust difficult child to ask for permission to do anything, because you can program any restrictions you believe are necessary and change the restrictions with a click of the mouse. You can also view the activity. Even if you fail to anticipate the need for a certain restriction, still the card can never be overdrawn.</p><p></p><p>Like so many of you, I kept my name off anything of hers, and I also password protected everything to try to keep down the risk that she would try to access something of mine. The loophole on that, though, is that if anybody calls/clicks and says "forgot password," accounts can often be accessed by giving information difficult child would know. I never found a way to fix that problem, although I'd talk to customer service and they would make "notes" on their computer. When I'd test it out by calling in and claiming a lost password, though, the results were disturbing in most cases. She knows our address, my mother's maiden name, etc. Having the account numbers is not a problem if bills are mailed to the house. I switched everything I possibly could to electronic delivery. I'm also finding that more and more entities are enabling that feature, so you have to keep checking back on their websites. Personally, I think this is a good idea even without a difficult child around, because I think mail is more vulnerable to identity theft issues than electronic deliveries. Nowadays, most of our personal info is "out there" in electronic form anyway. Just my opinion.</p></blockquote><p></p>
[QUOTE="emotionallybankrupt, post: 360925, member: 8226"] I used it for about a year with no trouble and could find no "holes" that could put me in a vulnerable position. With this, you don't even have to trust difficult child to ask for permission to do anything, because you can program any restrictions you believe are necessary and change the restrictions with a click of the mouse. You can also view the activity. Even if you fail to anticipate the need for a certain restriction, still the card can never be overdrawn. Like so many of you, I kept my name off anything of hers, and I also password protected everything to try to keep down the risk that she would try to access something of mine. The loophole on that, though, is that if anybody calls/clicks and says "forgot password," accounts can often be accessed by giving information difficult child would know. I never found a way to fix that problem, although I'd talk to customer service and they would make "notes" on their computer. When I'd test it out by calling in and claiming a lost password, though, the results were disturbing in most cases. She knows our address, my mother's maiden name, etc. Having the account numbers is not a problem if bills are mailed to the house. I switched everything I possibly could to electronic delivery. I'm also finding that more and more entities are enabling that feature, so you have to keep checking back on their websites. Personally, I think this is a good idea even without a difficult child around, because I think mail is more vulnerable to identity theft issues than electronic deliveries. Nowadays, most of our personal info is "out there" in electronic form anyway. Just my opinion. [/QUOTE]
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I don't get it either....bank cards
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