BusynMember
Well-Known Member
Those who read the Watercooler know we have to move, but we CAN'T move into a house (or it looks bleak) because our credit score is only 600. Now even last month you can get an FHA loan with that credit score, but everyone is smartly upping it to 620 now so our chances are very slim on getting a loan for a house in our town. Which means that Miss Popularity, my daughter, who everyone looks up to will have to move with us to the one thing we CAN get financing for--a double wide in a trailer park. That will give us time to repair our credit to get a house in a few years, however this is not in her little town where she has lived and thrived in for six years. I feel sick about it. She and son are doing so well and I don't care if we have a sub-par home in this town, but we can't even do that. Or let's just say NOBODY IS OPTIMISTIC because we don't have credit cards. Isn't that nuts? And my rich father won't help us. It's not his responsibility to help us, I realize. But he won't even put his name on the house and let us rent from him. Or give us closing costs. He is a wealthy man, but he is what he is and nothing we say can change him.
Last night my daughter heard about having to move to a mobile park, she burst into tears and started screaming. "No! No, I won't go. I'll go live with ______, but you can't make me go! I REFUSE!" Bottom line: Not only will she be further from her friends (although not THAT far), but the kids who live in trailer parks are called "trailer trash." It doesn't matter how nice the double wide trailer is: they are made fun of. My daughter is very popular. This ***** for her image. I realize that. I wish I could buy a house. Hub wishes we could buy a house. Renting is out because we have four dogs and even daughter doesn't want to put down the dogs. So here we were screaming at each other. I am not at my stable best. I am basically doing well with my 100 diagnoses, but this put me over the edge and I screamed back (unusual for me). It scared her when I started to cry and she said, "Ok, ok., Mommy, I'm sorry" but I wouldn't let her say it because I knew she really didn't mean it. She is really going to be devestated. No kid likes to move, but I realize how mean kids are and how living in a trailer park, even in a nice, spanking new trailer, will get her teased. So my own guilt stopped me from letting her say "I'm sorry." Hub took her out and drove her to the trailer park to see it. I don't think she felt that much better when she came back. Everyone went to sleep angry.
Tomorrow I have an appointment with my social worker and my hub and daughter are coming with. I may tell her to admit me to a psychiatric hospital for a few days. I hate our local psychiatric hospital, but I need to calm down. I can't seem to get it together since our landloard (who was *ahem* selling us our house on Land Contract) decided that he was going to change the lease and make us get a mortgage or throw us out in the streets. At the same time I feel so selfish. THere are people on the streets who can't even afford trailer homes. Yet, my daughter haunts me. She has had a wonderful childhood so far. The last time I moved a daughter in eighth grade--guess what??? She felt lonely and alienated and took drugs.
A part of me feels badly too because daughter was so quick to say "I want to live with ____", I want to live with ____."
Calgon take me away. I cant do this. Sorry for the long vent. I am a rotten mother. And don't tell me I did the right thing. I didn't. But I have no idea what the right thing is. I am angry at me and hub for not having good credit scores. 600. If it were 620 we could get the loan. And no we can't fix it. Only our Dad has enough to clean it up and, trust me, he'd rather we live in the street than help us out. And, yes, he has a lot of money. He has always baffled me. He is very stingy. Ah, well. I can't expect him to hand out money either.
Last night my daughter heard about having to move to a mobile park, she burst into tears and started screaming. "No! No, I won't go. I'll go live with ______, but you can't make me go! I REFUSE!" Bottom line: Not only will she be further from her friends (although not THAT far), but the kids who live in trailer parks are called "trailer trash." It doesn't matter how nice the double wide trailer is: they are made fun of. My daughter is very popular. This ***** for her image. I realize that. I wish I could buy a house. Hub wishes we could buy a house. Renting is out because we have four dogs and even daughter doesn't want to put down the dogs. So here we were screaming at each other. I am not at my stable best. I am basically doing well with my 100 diagnoses, but this put me over the edge and I screamed back (unusual for me). It scared her when I started to cry and she said, "Ok, ok., Mommy, I'm sorry" but I wouldn't let her say it because I knew she really didn't mean it. She is really going to be devestated. No kid likes to move, but I realize how mean kids are and how living in a trailer park, even in a nice, spanking new trailer, will get her teased. So my own guilt stopped me from letting her say "I'm sorry." Hub took her out and drove her to the trailer park to see it. I don't think she felt that much better when she came back. Everyone went to sleep angry.
Tomorrow I have an appointment with my social worker and my hub and daughter are coming with. I may tell her to admit me to a psychiatric hospital for a few days. I hate our local psychiatric hospital, but I need to calm down. I can't seem to get it together since our landloard (who was *ahem* selling us our house on Land Contract) decided that he was going to change the lease and make us get a mortgage or throw us out in the streets. At the same time I feel so selfish. THere are people on the streets who can't even afford trailer homes. Yet, my daughter haunts me. She has had a wonderful childhood so far. The last time I moved a daughter in eighth grade--guess what??? She felt lonely and alienated and took drugs.
A part of me feels badly too because daughter was so quick to say "I want to live with ____", I want to live with ____."
Calgon take me away. I cant do this. Sorry for the long vent. I am a rotten mother. And don't tell me I did the right thing. I didn't. But I have no idea what the right thing is. I am angry at me and hub for not having good credit scores. 600. If it were 620 we could get the loan. And no we can't fix it. Only our Dad has enough to clean it up and, trust me, he'd rather we live in the street than help us out. And, yes, he has a lot of money. He has always baffled me. He is very stingy. Ah, well. I can't expect him to hand out money either.