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Insurance Question
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<blockquote data-quote="DammitJanet" data-source="post: 126144" data-attributes="member: 1514"><p>Let me ask a few questions. </p><p></p><p>You say she gets a small disability check...who from? </p><p>Does she have kids at home? </p><p>Is she married and living with hubby?</p><p></p><p>Depending on the answers to the above...well...medicaid has a program called Medicaid for the Disabled. To get that coverage you have to meet certain criteria. Mainly you have to meet Social Security's definition of disabled and income guidelines. However, if you can meet the disability definition but are slightly above income level you can get on the medicaid program using what is known as a "spend down". </p><p></p><p>Now...if she has kids at home but no hubby that makes things so much easier. She would qualify under Medicaid for Families and the income limits are higher, but if she still made to much there is the spend down. </p><p></p><p>2 parents, kids, higher income, married...well...it makes it much harder.</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 126144, member: 1514"] Let me ask a few questions. You say she gets a small disability check...who from? Does she have kids at home? Is she married and living with hubby? Depending on the answers to the above...well...medicaid has a program called Medicaid for the Disabled. To get that coverage you have to meet certain criteria. Mainly you have to meet Social Security's definition of disabled and income guidelines. However, if you can meet the disability definition but are slightly above income level you can get on the medicaid program using what is known as a "spend down". Now...if she has kids at home but no hubby that makes things so much easier. She would qualify under Medicaid for Families and the income limits are higher, but if she still made to much there is the spend down. 2 parents, kids, higher income, married...well...it makes it much harder. [/QUOTE]
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