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Parent Emeritus
Is anyone adding their difficult child to their insurance next year?
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<blockquote data-quote="witzend" data-source="post: 379791" data-attributes="member: 99"><p>M is so broke and mentally ill, it is painful to watch. I know that he is seeing a therapist from time to time. I'm not sure of how that is going.</p><p></p><p>The new health care laws allow adult children who are not dependents to be on your health insurance plan. For most people who have insurance through their employers there is an enrollment period in the fall. We are fairly well decided that we will add M for next year. He needs to see a dentist, he needs to see a doctor. I'm not willing to pay for anything out of the ordinary, but we're already paying more for therapy and doctors for him than I would if he had our deductible. Of course, our premium will go up. I don't know if he will take as much advantage of it as he should. He'll probably go all crazy on his Muscular Dystrophy, which is fruitless, as there is no treatment and no cure. Maybe he could get some PT. But I wouldn't want to see him become obsessed by it.</p><p></p><p>Is anyone else considering this?</p></blockquote><p></p>
[QUOTE="witzend, post: 379791, member: 99"] M is so broke and mentally ill, it is painful to watch. I know that he is seeing a therapist from time to time. I'm not sure of how that is going. The new health care laws allow adult children who are not dependents to be on your health insurance plan. For most people who have insurance through their employers there is an enrollment period in the fall. We are fairly well decided that we will add M for next year. He needs to see a dentist, he needs to see a doctor. I'm not willing to pay for anything out of the ordinary, but we're already paying more for therapy and doctors for him than I would if he had our deductible. Of course, our premium will go up. I don't know if he will take as much advantage of it as he should. He'll probably go all crazy on his Muscular Dystrophy, which is fruitless, as there is no treatment and no cure. Maybe he could get some PT. But I wouldn't want to see him become obsessed by it. Is anyone else considering this? [/QUOTE]
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Is anyone adding their difficult child to their insurance next year?
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