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Is anyone adding their difficult child to their insurance next year?
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<blockquote data-quote="trinityroyal" data-source="post: 379832" data-attributes="member: 3907"><p>As contract workers neither husband nor I have insurance (talk to me about how universal "universal" health care really is...), but if we did I would put difficult child on in a heartbeat. Lots of his services are not covered by the government health plan, and currently we pay for them out of pocket because difficult child's disability coverage just doesn't stretch that far. medications, tdocs, phisiotherapy and chiropractic -- all necessary for his well being, and none of which he can afford.</p><p></p><p>in my opinion, if you're in a position to get coverage for him and it won't place you in a position of hardship, and it will allow him to get care for essential health matters at a lower cost than out-of-pocket, it seems to make sense. Perhaps M can be responsible for covering some or all of the deductible, maybe contribute to the extra on your premiums if he's in a position to do so, to make it more under his ownership?</p><p></p><p>Just thinking out loud...I'm not sure if that's possible.</p></blockquote><p></p>
[QUOTE="trinityroyal, post: 379832, member: 3907"] As contract workers neither husband nor I have insurance (talk to me about how universal "universal" health care really is...), but if we did I would put difficult child on in a heartbeat. Lots of his services are not covered by the government health plan, and currently we pay for them out of pocket because difficult child's disability coverage just doesn't stretch that far. medications, tdocs, phisiotherapy and chiropractic -- all necessary for his well being, and none of which he can afford. in my opinion, if you're in a position to get coverage for him and it won't place you in a position of hardship, and it will allow him to get care for essential health matters at a lower cost than out-of-pocket, it seems to make sense. Perhaps M can be responsible for covering some or all of the deductible, maybe contribute to the extra on your premiums if he's in a position to do so, to make it more under his ownership? Just thinking out loud...I'm not sure if that's possible. [/QUOTE]
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Is anyone adding their difficult child to their insurance next year?
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