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Parent Emeritus
Is anyone adding their difficult child to their insurance next year?
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<blockquote data-quote="MyFriendKita" data-source="post: 379871" data-attributes="member: 4888"><p>husband and I have decent insurance coverage through husband's employer, but I have elected coverage for the last three years with my employer, at an extra cost of $81 every two weeks, so that difficult child could be covered as well (husband's company is self-insured, so up until now, they did not have to cover adult dependents, whereas my employer's carrier had to under state law). Even though difficult child has rarely used the coverage, I don't think anyone should go without health insurance. Regardless of what anyone says, I think it does make a difference in the quality of care a person receives, and I would hate for my son's health to suffer because I was trying to teach him to be more responsible. Most young adults starting out don't make a lot of money, and many companies don't offer health insurance, or it's so expensive someone just starting out can't afford it. Our son will finally be eligible for affordable insurance through his employer in a few months, but if we are able to add him to husband's insurance, we plan to do that instead (so he would also have dental insurance).</p></blockquote><p></p>
[QUOTE="MyFriendKita, post: 379871, member: 4888"] husband and I have decent insurance coverage through husband's employer, but I have elected coverage for the last three years with my employer, at an extra cost of $81 every two weeks, so that difficult child could be covered as well (husband's company is self-insured, so up until now, they did not have to cover adult dependents, whereas my employer's carrier had to under state law). Even though difficult child has rarely used the coverage, I don't think anyone should go without health insurance. Regardless of what anyone says, I think it does make a difference in the quality of care a person receives, and I would hate for my son's health to suffer because I was trying to teach him to be more responsible. Most young adults starting out don't make a lot of money, and many companies don't offer health insurance, or it's so expensive someone just starting out can't afford it. Our son will finally be eligible for affordable insurance through his employer in a few months, but if we are able to add him to husband's insurance, we plan to do that instead (so he would also have dental insurance). [/QUOTE]
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Is anyone adding their difficult child to their insurance next year?
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