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Parent Emeritus
Is anyone adding their difficult child to their insurance next year?
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<blockquote data-quote="witzend" data-source="post: 379874" data-attributes="member: 99"><p>I remember when I first started working, our insurance with BC/BS was an added benefit we did not pay for. There was a $10 co-pay for all doctors' appts., no extra for a specialist. Generic prescriptions were free, and brand names were $2. Most smaller companies don't offer insurance at all any more. Now we pay $174 a month for the insurance, plus $20/$30 co-pay and Rx's are $20 generic $40 brand name with certain "premium" Rx's at $80. I hate to even think of what our medical bills would be without it. I know it will go way up next year just because the insurance companies are going to stick it to us because they still can.</p><p></p><p>I'm concerned about M's teeth, too. Our dental coverage is excellent. I'm with rm. If M doesn't use it, I think I would still be comforted knowing that if something catastrophic were to happen he would have healthcare available to him. And it's possible that it might make him more employable in a smaller job market. The employer doesn't have to pay for insurance for him.</p></blockquote><p></p>
[QUOTE="witzend, post: 379874, member: 99"] I remember when I first started working, our insurance with BC/BS was an added benefit we did not pay for. There was a $10 co-pay for all doctors' appts., no extra for a specialist. Generic prescriptions were free, and brand names were $2. Most smaller companies don't offer insurance at all any more. Now we pay $174 a month for the insurance, plus $20/$30 co-pay and Rx's are $20 generic $40 brand name with certain "premium" Rx's at $80. I hate to even think of what our medical bills would be without it. I know it will go way up next year just because the insurance companies are going to stick it to us because they still can. I'm concerned about M's teeth, too. Our dental coverage is excellent. I'm with rm. If M doesn't use it, I think I would still be comforted knowing that if something catastrophic were to happen he would have healthcare available to him. And it's possible that it might make him more employable in a smaller job market. The employer doesn't have to pay for insurance for him. [/QUOTE]
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Is anyone adding their difficult child to their insurance next year?
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