Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Internet Search
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Forums
Parent Support Forums
Parent Emeritus
Is anyone adding their difficult child to their insurance next year?
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="emotionallybankrupt" data-source="post: 380298" data-attributes="member: 8226"><p>This thread presents some possibilities I had not thought about. The insurance plan I have through my employer is about "as good as it gets," and since I already have dependent coverage, my cost would not change if difficult child were added (just as my cost did not change when she married and was then ineligible).</p><p> </p><p>My reading is that, under the new provisions, she would be eligible to be reinstated regardless of the fact that she has married (although the coverage could not extend to her child). What I don't understand is what would happen as far as my liability for her medical expenses, and if the state insurance plan would function as secondary in covering her co-pays, etc.</p><p> </p><p>Under the state insurance plan she now has, she pays zero out of pocket; however, she has very limited choices of providers, strict requirements for access to specialists, etc. I'm not sure what restrictions she is under on prescription coverage. That is where the benefit of my coverage would help her. However, it's not free. Does anyone know how this would work? </p><p> </p><p>I'm also wondering if her elibility for the state insurance will change when she becomes eliglble to be reinstated under my plan.</p></blockquote><p></p>
[QUOTE="emotionallybankrupt, post: 380298, member: 8226"] This thread presents some possibilities I had not thought about. The insurance plan I have through my employer is about "as good as it gets," and since I already have dependent coverage, my cost would not change if difficult child were added (just as my cost did not change when she married and was then ineligible). My reading is that, under the new provisions, she would be eligible to be reinstated regardless of the fact that she has married (although the coverage could not extend to her child). What I don't understand is what would happen as far as my liability for her medical expenses, and if the state insurance plan would function as secondary in covering her co-pays, etc. Under the state insurance plan she now has, she pays zero out of pocket; however, she has very limited choices of providers, strict requirements for access to specialists, etc. I'm not sure what restrictions she is under on prescription coverage. That is where the benefit of my coverage would help her. However, it's not free. Does anyone know how this would work? I'm also wondering if her elibility for the state insurance will change when she becomes eliglble to be reinstated under my plan. [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
Parent Support Forums
Parent Emeritus
Is anyone adding their difficult child to their insurance next year?
Top