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Is anyone adding their difficult child to their insurance next year?
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<blockquote data-quote="Ephchap" data-source="post: 382403" data-attributes="member: 27"><p>Like Suz and a few others, my son will actually age out and is not eligible. He is 26 and works at one of the auto plants as a temporary (and has for 3 years), and has very limited insurance. If they are employed and their employer offers insurance, they are not eligible under this, from the way I understand it. Of course, he has no dental and no vision and his medical isn't worth the paper it's printed on. When he was hospitalized for 2 weeks at the beginning of the year, he was billed thousands of dollars. Fortunately, they do pay for part of his medications, but he has huge out of pocket costs (without insurance, his medications are $1,000/month, as he did have to pay for them one month when he had no insurance at all).</p><p></p><p>As long as he's doing what he should be doing (working and staying sober), I'd gladly put him on my insurance. Wish I could. It's a shame that someone working 40-65 hours a week can't even afford to go to a dentist and he really puts off going to the doctor unless he absolutely has to. I wish they would do something about those that are really trying to do what they need to do, but can't afford medical care. It just doesn't make sense.</p><p></p><p>Sorry for the vent. It's just so frustrating because I know some that could work and don't (and no, I'm not talking about those that really can't work or really can't find jobs), and have better coverage than my son has, and he's working his <img src="/community/styles/default/xenforo/smilies/2012/censored2.gif" class="smilie" loading="lazy" alt=":censored2:" title="censored2 :censored2:" data-shortname=":censored2:" /> off.</p><p></p><p>Deb</p></blockquote><p></p>
[QUOTE="Ephchap, post: 382403, member: 27"] Like Suz and a few others, my son will actually age out and is not eligible. He is 26 and works at one of the auto plants as a temporary (and has for 3 years), and has very limited insurance. If they are employed and their employer offers insurance, they are not eligible under this, from the way I understand it. Of course, he has no dental and no vision and his medical isn't worth the paper it's printed on. When he was hospitalized for 2 weeks at the beginning of the year, he was billed thousands of dollars. Fortunately, they do pay for part of his medications, but he has huge out of pocket costs (without insurance, his medications are $1,000/month, as he did have to pay for them one month when he had no insurance at all). As long as he's doing what he should be doing (working and staying sober), I'd gladly put him on my insurance. Wish I could. It's a shame that someone working 40-65 hours a week can't even afford to go to a dentist and he really puts off going to the doctor unless he absolutely has to. I wish they would do something about those that are really trying to do what they need to do, but can't afford medical care. It just doesn't make sense. Sorry for the vent. It's just so frustrating because I know some that could work and don't (and no, I'm not talking about those that really can't work or really can't find jobs), and have better coverage than my son has, and he's working his :censored2: off. Deb [/QUOTE]
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Is anyone adding their difficult child to their insurance next year?
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