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Is this legal???
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<blockquote data-quote="GoingNorth" data-source="post: 317094" data-attributes="member: 1963"><p>Legality on this varies state by state. In some states they can only go after the debtor and/or co-signers.</p><p></p><p>In other states they can do all the same sorts of stuff private investigators do--it's called "skip-tracing", and is perfectly legal.</p><p></p><p>When I lived in TN years ago, we had constant problems with skip tracers and repo people trying to find the previous tenants of our place. We checked and it was perfectly legal.</p><p></p><p>Better yet, the debtor's first and middle initials were the same as mine and they had the same last name.</p><p></p><p>Some of that garbage wound up on my credit report!</p><p></p><p></p><p>Up here in WI, the previous tenants of my home left a lot of bad debt behind, including stuff from furniture rental places and the like.</p><p></p><p>All I had to do there was contact the companies involved and tell them that the person in question no longer lived at this address and that I'd be happy to provide proof of that if they desired.</p><p></p><p>Have had no problems since.</p></blockquote><p></p>
[QUOTE="GoingNorth, post: 317094, member: 1963"] Legality on this varies state by state. In some states they can only go after the debtor and/or co-signers. In other states they can do all the same sorts of stuff private investigators do--it's called "skip-tracing", and is perfectly legal. When I lived in TN years ago, we had constant problems with skip tracers and repo people trying to find the previous tenants of our place. We checked and it was perfectly legal. Better yet, the debtor's first and middle initials were the same as mine and they had the same last name. Some of that garbage wound up on my credit report! Up here in WI, the previous tenants of my home left a lot of bad debt behind, including stuff from furniture rental places and the like. All I had to do there was contact the companies involved and tell them that the person in question no longer lived at this address and that I'd be happy to provide proof of that if they desired. Have had no problems since. [/QUOTE]
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Is this legal???
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