After being assured by our insurance co that Miss KT would be covered, no problem, when she got to school, she discovered that there are two states that do not participate in the "Away from Home" program...the one she's in, and the one that's 15 minutes away. So no primary care physician, but Urgent Care and ER visits are covered. However, that doesn't solve the problem of medication refills. Miss KT is coming home this week for mid-semester break, and made an appointment with her doctor, the same one she's had for years, in order to get a medication refill. Office called and said they needed to reschedule. I yelled. Pointed out that she was 14 hours away, had no way of getting medications and/or a PCP in the state she's living in, and she needed a script. Period. Unless the doctor is willing to write out a script without seeing her, she's SOL. Somehow I don't think an Urgent Care or ER is going to refill her medications for her. Does anyone have any other ideas?