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Mobile home living. I want to do it! How has it been for you or people you know?
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<blockquote data-quote="Signorina" data-source="post: 528195"><p>MM -- I don't know a lot about mobile homes. Seems the consensus from what I've read in this thread is that they often are not well insulated and they depreciate rather than appreciate in value...</p><p></p><p>Knowing where we live, the insulation issue would give me pause. Not from the heat - but from the cold. Same thing with the roof. You would need a shingle roof to deal with the snow load. I can't imagine that a metal roof would hold up well with 45" of snowfall a year...and the accompanying ice layer underneath the snow. Janet mentioned that they are all electric - and if that's true - the utility cost to heat with electricity has to be astronomical in the upper midwest. Just IME</p><p></p><p>You guys are still young and if you are intending it to be your "last" independent home; you need to buy something that will work for you for 25 years or more. it seems the responses indicate that the at the time a MH starts to age out 15 years or so- will be about the time you and H may be less able to do work on it yourself and since they do depreciate; you could find yourself unable to move...</p><p></p><p>... or you may have fewer ties to the community once the kids are out of school and you both retire - and you may want to move somewhere with more "hospitable" weather. (Every January, I ask H "WHY ON EARTH DID WE MOVE FURTHER <em><u><strong>NORTH</strong></u></em> INSTEAD OF FURTHER SOUTH???") So, I think buying something that will depreciate may not be a great idea. But I don't know, I am just thinking aloud.</p><p></p><p>There are a lot of HUD programs that offer assistance or subsidies for buying and renting in "older adult" communities and the living options are very accessible. I guess what I am saying is that you should plan this move with your 70 yo selves in mind...and maybe look into side by side freestanding condos or townhouses that have the benefits of a home without the maintenance. We lived in a great townhouse when we first married - never had to worry about snow removal, or lawn cutting or exterior painting, etc. In fact, we moved because we had our first baby & #2 was on the way -- and our neighbors were all empty nesters and we wanted the kids to have playmates.</p><p></p><p>Just food for thought...</p></blockquote><p></p>
[QUOTE="Signorina, post: 528195"] MM -- I don't know a lot about mobile homes. Seems the consensus from what I've read in this thread is that they often are not well insulated and they depreciate rather than appreciate in value... Knowing where we live, the insulation issue would give me pause. Not from the heat - but from the cold. Same thing with the roof. You would need a shingle roof to deal with the snow load. I can't imagine that a metal roof would hold up well with 45" of snowfall a year...and the accompanying ice layer underneath the snow. Janet mentioned that they are all electric - and if that's true - the utility cost to heat with electricity has to be astronomical in the upper midwest. Just IME You guys are still young and if you are intending it to be your "last" independent home; you need to buy something that will work for you for 25 years or more. it seems the responses indicate that the at the time a MH starts to age out 15 years or so- will be about the time you and H may be less able to do work on it yourself and since they do depreciate; you could find yourself unable to move... ... or you may have fewer ties to the community once the kids are out of school and you both retire - and you may want to move somewhere with more "hospitable" weather. (Every January, I ask H "WHY ON EARTH DID WE MOVE FURTHER [I][U][B]NORTH[/B][/U][/I] INSTEAD OF FURTHER SOUTH???") So, I think buying something that will depreciate may not be a great idea. But I don't know, I am just thinking aloud. There are a lot of HUD programs that offer assistance or subsidies for buying and renting in "older adult" communities and the living options are very accessible. I guess what I am saying is that you should plan this move with your 70 yo selves in mind...and maybe look into side by side freestanding condos or townhouses that have the benefits of a home without the maintenance. We lived in a great townhouse when we first married - never had to worry about snow removal, or lawn cutting or exterior painting, etc. In fact, we moved because we had our first baby & #2 was on the way -- and our neighbors were all empty nesters and we wanted the kids to have playmates. Just food for thought... [/QUOTE]
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Mobile home living. I want to do it! How has it been for you or people you know?
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