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<blockquote data-quote="GoingNorth" data-source="post: 657387" data-attributes="member: 1963"><p>Well, having come to the decision that I definitely didn't want to continue with the same insurance carrier after the fiasco with my current insurer over the bathroom and hallway flood last month, I spent some time on the 'net and the phone this afternoon and evening getting quotes for auto insurance and renter's insurance for my new home.</p><p></p><p>Took a lot of research and a lot of time on the phone, but managed to set up a bundled renter's/auto policy with a major company that will keep me (in good hands) for about 10 dollars a month more than I was paying for auto alone up here, with better coverage, and an interesting deal where for each year you have no auto claims, they knock a hundred bucks off your deductible.</p><p></p><p>The policy includes roadside assistance at a higher level than AAA, 30 days of rental car coverage per incident, and various discounts for safety features on the car, my age, clean driving record, clean criminal record (what is up with THAT?), and good credit.</p><p></p><p>Renter's insurance is for replacement cost, not depreciated value, which is really nice and something I couldn't get with an agency up here.</p><p></p><p>So, I take possession of the apartment on 7/15, but will switch the insurance over on 7/8 which is when the promotion they are running for early sign up ends. They will handle telling my current insurance company where they can stick their policies, and save me the grief.</p><p></p><p>I have spent today going through cabinets and the like, and love it or lump it, I've been learning to text, since it seems no one I am dealing with wants to TALK on the bloody phone.</p><p></p><p>The new owners of my home are especially bad for texting as opposed to talking, especially the kid who will actually be living in my home, who not only texts me continuously, but insists on sending me msgs in </p><p>"textlish" as opposed to plain English, which I then have to muddle through.</p><p></p><p>It's much like trying to translate vanity plates except I'm not trying to do it at 65mph. He gets his texts back in plain English. I'm quick to ,learn new languages, and as someone who worked for the military and various branches of government for several years, I pick up acronyms pretty quickly, but when you add that to typing with my thumbs on a keyboard I can't SEE, fuggedaboudit.</p><p></p><p>I also found out that I do not have to make deposits to the utility companies to have service transferred to may name, which was a bit of a concern as I have no prior history with these companies, unless they can go back better than 30 years, in which case I did have a few late payments.</p><p></p><p>The complex has a special deal with TimeWarner cable, which I'll look into if they offer TV I actually want to watch, and if their internet service is worthwhile. The internet is RoadRunner, which I haven't heard great things about.</p><p></p><p>My other alternative is AT&T, fiber DSL, which I also haven't heard good things about, and I refuse to pay Verizon's prices for a 4G hotspot, especially as I have to cough up a substantial chunk of change to purchase the hardware in that case as opposed to leasing a modem and router.</p><p></p><p>Just to show my priorities are truly in the right place, I have figured out what bedding set I want to get, and have made arrangements to order it on a schedule that will have it delivered to the new apartment a couple of days after I take possession. Expensive household version of hotel bedding I've slept on and loved.</p><p></p><p>I may wind up with some 2nd hand furnishings, but by Bast, my back will be happy.</p></blockquote><p></p>
[QUOTE="GoingNorth, post: 657387, member: 1963"] Well, having come to the decision that I definitely didn't want to continue with the same insurance carrier after the fiasco with my current insurer over the bathroom and hallway flood last month, I spent some time on the 'net and the phone this afternoon and evening getting quotes for auto insurance and renter's insurance for my new home. Took a lot of research and a lot of time on the phone, but managed to set up a bundled renter's/auto policy with a major company that will keep me (in good hands) for about 10 dollars a month more than I was paying for auto alone up here, with better coverage, and an interesting deal where for each year you have no auto claims, they knock a hundred bucks off your deductible. The policy includes roadside assistance at a higher level than AAA, 30 days of rental car coverage per incident, and various discounts for safety features on the car, my age, clean driving record, clean criminal record (what is up with THAT?), and good credit. Renter's insurance is for replacement cost, not depreciated value, which is really nice and something I couldn't get with an agency up here. So, I take possession of the apartment on 7/15, but will switch the insurance over on 7/8 which is when the promotion they are running for early sign up ends. They will handle telling my current insurance company where they can stick their policies, and save me the grief. I have spent today going through cabinets and the like, and love it or lump it, I've been learning to text, since it seems no one I am dealing with wants to TALK on the bloody phone. The new owners of my home are especially bad for texting as opposed to talking, especially the kid who will actually be living in my home, who not only texts me continuously, but insists on sending me msgs in "textlish" as opposed to plain English, which I then have to muddle through. It's much like trying to translate vanity plates except I'm not trying to do it at 65mph. He gets his texts back in plain English. I'm quick to ,learn new languages, and as someone who worked for the military and various branches of government for several years, I pick up acronyms pretty quickly, but when you add that to typing with my thumbs on a keyboard I can't SEE, fuggedaboudit. I also found out that I do not have to make deposits to the utility companies to have service transferred to may name, which was a bit of a concern as I have no prior history with these companies, unless they can go back better than 30 years, in which case I did have a few late payments. The complex has a special deal with TimeWarner cable, which I'll look into if they offer TV I actually want to watch, and if their internet service is worthwhile. The internet is RoadRunner, which I haven't heard great things about. My other alternative is AT&T, fiber DSL, which I also haven't heard good things about, and I refuse to pay Verizon's prices for a 4G hotspot, especially as I have to cough up a substantial chunk of change to purchase the hardware in that case as opposed to leasing a modem and router. Just to show my priorities are truly in the right place, I have figured out what bedding set I want to get, and have made arrangements to order it on a schedule that will have it delivered to the new apartment a couple of days after I take possession. Expensive household version of hotel bedding I've slept on and loved. I may wind up with some 2nd hand furnishings, but by Bast, my back will be happy. [/QUOTE]
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