Supplemental Security Income (SSI) is a Federal income supplement program funded by general tax revenues, not Social Security Taxes, so it is available to individuals who have no work history -- including children. It is designed to help elderly and disabled people who have little or no income by providing cash assistance to meet basic needs. Your child under 18 years of age can qualify if he meets Social Security's definition of disability for children and if his parent's income and resources fall within the eligibility limits. The amount of SSI payments differs from state to state.
Your child must meet all the following criteria to be considered disabled, and therefore eligible for SSI:
- Child must not be working and earning more than $900 a month (2007 figure, amounts change each year)
- Child must have a physical or mental condition, or combination of conditions, that results in "marked and severe functional limitations." This means that the condition(s) must very seriously limit your child's activities
- Child's condition must have lasted, or be expected to last at least 12 months; or must be expected to result in death
Contact your local Social Security office, or go to their website, to initiate the application process if you believe your child may be eligible for SSI benefits. The application process requires a great deal of information, including the following:
- detailed information about your child's medical condition and how it affects his ability to function on a daily basis
- permission to secure records from all doctors, teachers, therapists and other professionals who have information about your child's condition
You are encouraged to include any and all documentation that you have on your child with the application form, this can speed up the process.
The information collected, along with the completed application, is submitted to Disability Determination Services (DDS) in our state (CA). Doctors and other trained experts review the information provided, and request any other records that they feel may be helpful. If a decision cannot be made based on your child's records, DDS will arrange a separate medical examination test, which they will pay for, to obtain additional information to help make the decision.
Detailed information is included in the Additional Resources section of this class, or you can locate it online at
www.ssa.gov/pubs/10026.html .