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The Watercooler
Not to be political...but the elephant in the room...health care reform
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<blockquote data-quote="Nancy" data-source="post: 349929" data-attributes="member: 59"><p>Janet, it will actually help him in his business. He is self employed and runs a small business and he does offer health insurance to his employees. He will now get a tax credit for doing what he has been doing all along for 25 years. This will be a big help to small businesses. </p><p></p><p>Personally we were really hoping for the public option so we could buy into it. husband's pre-existing condition is a kidney condition he got from having nephritis as a teen. It has never ever caused him a problem and hopefully never will. It is watched closely every six months. Why should he have been denied coverage for over 45 years because of something that happened so long ago which never cost them a dime. We could have paid for several kidney transplants out of pocket from the premiums we have paid over the years. And gosh forbid if any of us who got therapy for ourselves or our kids tried to get insurance. That's a huge red flag and would probably disallow all of our kids from finding afforable coverage after they left their parents policy.</p><p></p><p>We will be looking into the high risk bank when the details come out. Funny thing is late last year when all the talk was coming out on insurance companies and the health care plan, we called our insurance company and told them we wanted to drop the kids from our policy as we could no longer afford it. Wouldn't you know that they changed our rate from $36,000 to $13,000 with no change in covereage because they said our plan was now discontinued and we could fit into a different plan because we were grandfathered. I believe in my heart that they were trying to cover up their excessive pricing before it came out. They have now increased it to $17,000 a year in the past 6 months so it is gradually going back up. I am not a fan aof private for profit insurance campanies. Did you know that all health insurance companies use to be not for profit? Not a shining example of the free enterprise system.</p><p></p><p>One of the arguments that some of the states are using to sue (which will not hold up but looks good for future elections) is that no one should be forced to buy health insurance. Are we not forced to carry auto insurance?</p><p></p><p>Nancy</p></blockquote><p></p>
[QUOTE="Nancy, post: 349929, member: 59"] Janet, it will actually help him in his business. He is self employed and runs a small business and he does offer health insurance to his employees. He will now get a tax credit for doing what he has been doing all along for 25 years. This will be a big help to small businesses. Personally we were really hoping for the public option so we could buy into it. husband's pre-existing condition is a kidney condition he got from having nephritis as a teen. It has never ever caused him a problem and hopefully never will. It is watched closely every six months. Why should he have been denied coverage for over 45 years because of something that happened so long ago which never cost them a dime. We could have paid for several kidney transplants out of pocket from the premiums we have paid over the years. And gosh forbid if any of us who got therapy for ourselves or our kids tried to get insurance. That's a huge red flag and would probably disallow all of our kids from finding afforable coverage after they left their parents policy. We will be looking into the high risk bank when the details come out. Funny thing is late last year when all the talk was coming out on insurance companies and the health care plan, we called our insurance company and told them we wanted to drop the kids from our policy as we could no longer afford it. Wouldn't you know that they changed our rate from $36,000 to $13,000 with no change in covereage because they said our plan was now discontinued and we could fit into a different plan because we were grandfathered. I believe in my heart that they were trying to cover up their excessive pricing before it came out. They have now increased it to $17,000 a year in the past 6 months so it is gradually going back up. I am not a fan aof private for profit insurance campanies. Did you know that all health insurance companies use to be not for profit? Not a shining example of the free enterprise system. One of the arguments that some of the states are using to sue (which will not hold up but looks good for future elections) is that no one should be forced to buy health insurance. Are we not forced to carry auto insurance? Nancy [/QUOTE]
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Not to be political...but the elephant in the room...health care reform
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