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Substance Abuse
OOPS- judgment call/advice needed on MINOR difficult child dilemma
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<blockquote data-quote="Signorina" data-source="post: 504866"><p>Fortunately it's the university credit union and his own acct - and not a bank we use. I did complain to the credit union that they violated the credit act of 2010 by issuing a Visa card to a college student under the age of 21 who does not have income. I provided a copy of my canceled check with the words "to close acct" on it and let them know that I would not pay it off again and that I thought they were nuts to reopen it. I got a pissy email back about privacy,that the CU follows the law, that I was not obligated to pay difficult child's debts blah blah blah. (I also filed a complaint with the FTC.) I expected as much- but hope someone there took a look at difficult child's accounts and at least limited the amount of credit extended to him. I still can't believe an unemployed kid who earned $5000 max over the summer was extended $1800 in credit!</p><p></p><p>Not my problem ...</p></blockquote><p></p>
[QUOTE="Signorina, post: 504866"] Fortunately it's the university credit union and his own acct - and not a bank we use. I did complain to the credit union that they violated the credit act of 2010 by issuing a Visa card to a college student under the age of 21 who does not have income. I provided a copy of my canceled check with the words "to close acct" on it and let them know that I would not pay it off again and that I thought they were nuts to reopen it. I got a pissy email back about privacy,that the CU follows the law, that I was not obligated to pay difficult child's debts blah blah blah. (I also filed a complaint with the FTC.) I expected as much- but hope someone there took a look at difficult child's accounts and at least limited the amount of credit extended to him. I still can't believe an unemployed kid who earned $5000 max over the summer was extended $1800 in credit! Not my problem ... [/QUOTE]
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OOPS- judgment call/advice needed on MINOR difficult child dilemma
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