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<blockquote data-quote="donna723" data-source="post: 485358" data-attributes="member: 1883"><p>I don't have a credit union but I use the small local bank that's a block from my house and I've never had a problem. They are all very nice and everybody knows my name and you have to gossip for a few minutes if nobody is in line behind you! They didn't tack on all the extra fees like the big banks did either and they even sent out a letter to their customers saying that they were not going to do it! I never use it but they have a 24-hour ATM and they don't charge any fees to use your debit card. The only thing I pay is a $7 a month service charge, and for my checks, but if I ever go in and change it over to a senior account I won't even pay that. And now that I have the debit card, I write so few checks that the ones I still have left will last me forever! I write exactly three paper checks a month (only two in the winter ) ... I pay my rent by check, my city utility bill (because we're so primitive here we don't have a system to do it online) and I write a check to the guys who do my lawn in the summer. For everything else I use the debit card or pay the bills online right out of my checking account.</p><p></p><p>And they also have a branch in the town where my son works, so he's opening an account there.</p></blockquote><p></p>
[QUOTE="donna723, post: 485358, member: 1883"] I don't have a credit union but I use the small local bank that's a block from my house and I've never had a problem. They are all very nice and everybody knows my name and you have to gossip for a few minutes if nobody is in line behind you! They didn't tack on all the extra fees like the big banks did either and they even sent out a letter to their customers saying that they were not going to do it! I never use it but they have a 24-hour ATM and they don't charge any fees to use your debit card. The only thing I pay is a $7 a month service charge, and for my checks, but if I ever go in and change it over to a senior account I won't even pay that. And now that I have the debit card, I write so few checks that the ones I still have left will last me forever! I write exactly three paper checks a month (only two in the winter ) ... I pay my rent by check, my city utility bill (because we're so primitive here we don't have a system to do it online) and I write a check to the guys who do my lawn in the summer. For everything else I use the debit card or pay the bills online right out of my checking account. And they also have a branch in the town where my son works, so he's opening an account there. [/QUOTE]
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