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General Parenting
Pros and Cons of applying for SSI
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<blockquote data-quote="Fran" data-source="post: 5191" data-attributes="member: 3"><p>OTE, there was a seminar by the group that manages the apts. where my difficult child lives. We were told if we use money from a trust for non covered items, it still counts as income difficult child received and will be held against him.</p><p>Ex) if it is used to supplement his SSI to cover groceries, it is considered income. </p><p></p><p>Slsh, if boo needs to start paying rent at 18(tell them yes)then the money has to be paid out of his account to you and husband. What you do with the money is your business. You can put it in trust as OTE suggested. If you buy him clothes, then it can be paid from this account. It can help with some expenses. </p><p>Our son's check covers rent,electric and basic utilities. We gift him cable and cell phone. (pay directly to the provider- no money to difficult child). difficult child will have to document that he is paying us back a loan for some financial assistance we gave him in the past year. </p><p>He uses one of our cars. Nothing is in his name. He has no savings. </p><p>It's very confusing and a lot of aggravation but it will help not penalize your other children and your retirement by all available money going for the care of one child. </p><p>You absolutely have to think long term. None of us will be here forever and if we have a child that will need lifelong support(financially as well physically) then we need to start that process as soon as possible.</p></blockquote><p></p>
[QUOTE="Fran, post: 5191, member: 3"] OTE, there was a seminar by the group that manages the apts. where my difficult child lives. We were told if we use money from a trust for non covered items, it still counts as income difficult child received and will be held against him. Ex) if it is used to supplement his SSI to cover groceries, it is considered income. Slsh, if boo needs to start paying rent at 18(tell them yes)then the money has to be paid out of his account to you and husband. What you do with the money is your business. You can put it in trust as OTE suggested. If you buy him clothes, then it can be paid from this account. It can help with some expenses. Our son's check covers rent,electric and basic utilities. We gift him cable and cell phone. (pay directly to the provider- no money to difficult child). difficult child will have to document that he is paying us back a loan for some financial assistance we gave him in the past year. He uses one of our cars. Nothing is in his name. He has no savings. It's very confusing and a lot of aggravation but it will help not penalize your other children and your retirement by all available money going for the care of one child. You absolutely have to think long term. None of us will be here forever and if we have a child that will need lifelong support(financially as well physically) then we need to start that process as soon as possible. [/QUOTE]
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