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<blockquote data-quote="susiestar" data-source="post: 369695" data-attributes="member: 1233"><p>I hope it works out for you. We applied for a loan modification under the gov't plan and our bank is giving us a lot of conflicting messages. one letter said we were not eligible because we were in foreclosure. Years ago they tried to foreclose on a bunch of people, including us, by playing accounting games to make it look like we were not making the payments. We got that straightened out and we have a letter to prove it, dated a month before we applied for the modification. Then they said we were not eligible because we were having 'no trouble' making our current payments, which we ARE having trouble making, so we were not eligible. Then the same week they sent a letter saying we were not eligible because we were late making a payment, which we were not. We send cashier's checks because they kept trying to get our bank to say we had insufficient funds when there was plenty of $$ in there. They would actually call the bank and ask the bank to tell them that we had no money!! we know the people at our bank very well and they called us because they kept getting these weird calls. They didn't know if it really was the bank or some identity thief or a kid playing a practical joke or what. They even filed a complaint against the other bank when it was verified that it was the bank that has our mortgage. </p><p></p><p>then we got a letter on Sat saying that they want us to resubmit the paperwork for the modification because we are still eligible but the need the same info a third time!</p><p></p><p>l hope yours go through smoothly. It sounds like an excellent plan as long as the extra each month can be covered with-o much problem.</p></blockquote><p></p>
[QUOTE="susiestar, post: 369695, member: 1233"] I hope it works out for you. We applied for a loan modification under the gov't plan and our bank is giving us a lot of conflicting messages. one letter said we were not eligible because we were in foreclosure. Years ago they tried to foreclose on a bunch of people, including us, by playing accounting games to make it look like we were not making the payments. We got that straightened out and we have a letter to prove it, dated a month before we applied for the modification. Then they said we were not eligible because we were having 'no trouble' making our current payments, which we ARE having trouble making, so we were not eligible. Then the same week they sent a letter saying we were not eligible because we were late making a payment, which we were not. We send cashier's checks because they kept trying to get our bank to say we had insufficient funds when there was plenty of $$ in there. They would actually call the bank and ask the bank to tell them that we had no money!! we know the people at our bank very well and they called us because they kept getting these weird calls. They didn't know if it really was the bank or some identity thief or a kid playing a practical joke or what. They even filed a complaint against the other bank when it was verified that it was the bank that has our mortgage. then we got a letter on Sat saying that they want us to resubmit the paperwork for the modification because we are still eligible but the need the same info a third time! l hope yours go through smoothly. It sounds like an excellent plan as long as the extra each month can be covered with-o much problem. [/QUOTE]
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