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Shady loan company. Help!
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<blockquote data-quote="TeDo" data-source="post: 575916" data-attributes="member: 15799"><p>Absolutely sit tight. Do NOT answer them or have any contact with them. IF they are legitimate, which I HIGHLY doubt, I don't think they are allowed to contact you at work. If they call you there, document the date, time, name of the person, name of the company, phone number, and tell them to NOT contact you at work. If they do, they are in violation of federal law. Collection agencies are not allowed to call a person't place of work, especially if they have specifically been told not to.</p><p></p><p>If you can, find the original paperwork for the loan AND get records from the bank about each and every deduction the original company took out of your old account. Then you can figure out if you even owe any more money. If not, let them serve you and take ALL your paperwork to court with you, IF they even pursue you.</p><p></p><p>They have you right where they want you, scared and willing to do anything they say. Their scare tactics are working. I know it's scary but completely ignore them. If they are legal, there should be no problem finding their contact information. Since that is not the case, my guess is they are running a scam. Personally, I would go as far as contact the Better Business Bureau AND the federal fair debt collection agency or whatever it's called. Turn the tables on THEM.</p><p></p><p>Good luck.</p></blockquote><p></p>
[QUOTE="TeDo, post: 575916, member: 15799"] Absolutely sit tight. Do NOT answer them or have any contact with them. IF they are legitimate, which I HIGHLY doubt, I don't think they are allowed to contact you at work. If they call you there, document the date, time, name of the person, name of the company, phone number, and tell them to NOT contact you at work. If they do, they are in violation of federal law. Collection agencies are not allowed to call a person't place of work, especially if they have specifically been told not to. If you can, find the original paperwork for the loan AND get records from the bank about each and every deduction the original company took out of your old account. Then you can figure out if you even owe any more money. If not, let them serve you and take ALL your paperwork to court with you, IF they even pursue you. They have you right where they want you, scared and willing to do anything they say. Their scare tactics are working. I know it's scary but completely ignore them. If they are legal, there should be no problem finding their contact information. Since that is not the case, my guess is they are running a scam. Personally, I would go as far as contact the Better Business Bureau AND the federal fair debt collection agency or whatever it's called. Turn the tables on THEM. Good luck. [/QUOTE]
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Shady loan company. Help!
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