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Parent Support Forums
Substance Abuse
Should I take difficult child off our health insurance?
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<blockquote data-quote="Nancy" data-source="post: 408577" data-attributes="member: 59"><p>A lot of good points and questions. She is on birth control but it is the nuva ring and she doesn't have one in now and they are here at home. She could never pay the premium to keep her on our insurance, we are having a hard time making the premiums as it is even though we have such a high deductible. My real concern is that she will end up in the hosiptal soon from either an overdose or alcohol poisoning. This idiot family who is allowing her to use in their home won't have to pay, we will. She is not here and engaged in very risky behavior so I'm sure it's only a matter of time before something happens. I hope this pothead family understands what they have on their hands.</p><p></p><p>The contract cost vs non contract cost is certainly a concern. I know that the difference is huge.</p><p></p><p>I don't know what our financial obligations would be if she went to the hospital and we didn't sign for it. I think they would send the bills in her name and then we could refuse to pay it. I think we should wait a bit longer until she is out of the home for a period of time, but we will have to make a decision at some point.</p><p></p><p>I am terrified but I'm trying to put this in one of those compartments that I will try not to open unless necessary.</p><p></p><p>Nancy</p></blockquote><p></p>
[QUOTE="Nancy, post: 408577, member: 59"] A lot of good points and questions. She is on birth control but it is the nuva ring and she doesn't have one in now and they are here at home. She could never pay the premium to keep her on our insurance, we are having a hard time making the premiums as it is even though we have such a high deductible. My real concern is that she will end up in the hosiptal soon from either an overdose or alcohol poisoning. This idiot family who is allowing her to use in their home won't have to pay, we will. She is not here and engaged in very risky behavior so I'm sure it's only a matter of time before something happens. I hope this pothead family understands what they have on their hands. The contract cost vs non contract cost is certainly a concern. I know that the difference is huge. I don't know what our financial obligations would be if she went to the hospital and we didn't sign for it. I think they would send the bills in her name and then we could refuse to pay it. I think we should wait a bit longer until she is out of the home for a period of time, but we will have to make a decision at some point. I am terrified but I'm trying to put this in one of those compartments that I will try not to open unless necessary. Nancy [/QUOTE]
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Should I take difficult child off our health insurance?
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