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Parent Support Forums
Substance Abuse
Should I take difficult child off our health insurance?
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<blockquote data-quote="KTMom91" data-source="post: 408608" data-attributes="member: 4040"><p>I would check with the insurance company and see what their requirements are for children over 18. She isn't a full-time student (correct?) and isn't living with you...is she still considered a dependent for tax purposes, and is that something the insurance company would consider a definer for coverage? When Hubby started working at the utility company several years ago, we knew Miss KT would go off the insurance at 19, full-time student or not. Along with that, the company stated clearly that if we tried to continue her coverage after she was no longer eligible, they would bill us triple the costs that she incurred. </p><p></p><p>I would say that you and your hubby need to protect yourselves, and if that means taking your difficult child off your insurance, so be it.</p></blockquote><p></p>
[QUOTE="KTMom91, post: 408608, member: 4040"] I would check with the insurance company and see what their requirements are for children over 18. She isn't a full-time student (correct?) and isn't living with you...is she still considered a dependent for tax purposes, and is that something the insurance company would consider a definer for coverage? When Hubby started working at the utility company several years ago, we knew Miss KT would go off the insurance at 19, full-time student or not. Along with that, the company stated clearly that if we tried to continue her coverage after she was no longer eligible, they would bill us triple the costs that she incurred. I would say that you and your hubby need to protect yourselves, and if that means taking your difficult child off your insurance, so be it. [/QUOTE]
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Should I take difficult child off our health insurance?
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