I'm prefacing this with - I am not gloating. I feel what is right is right. I will fight to the end and beyond for a point I feel is just. I'm only mentioning it at all - in case it comes up with anyone here - self/child /friend - so you know too. BW fired me - and when they did I was paid bi weekly. I also paid for health insurance and had it deducted from my check. $44.94 for two weeks. I was fired on a Tuesday, and told when you are terminated your benefits stop that day. Well I had prescriptions I hadn't filled, so I asked if I could fill them. I was told no - when HR left she would be telling Cigna I was terminated and my benefits would be cancelled immediately. That part is legal. They could have called right from there and cancelled my insurance. However, I called Cigna after I left and went to the pharmacy and asked if BW had called them yet. They said no - fill my prescriptions now. Until BW calls? I'm still legal, and since I paid for the day? They consider me covered, and I will not have to pay them back. However if I tried to get services or benefits tomorrow? I would be denied and have to pay whomever I got services from. Understood. This meant to me since I was fired on a Tuesday and my benefits ENDED on a Tuesday - my insurance would be pro-rated and I would be getting a refund on my last pay check. Instead? BW took the rest of that week Wed, Thurs, Fri., Sat. And Sun - Sat of the next week. They didn't give me benefits, AND they took my premium. When I brought this to their attention? The manager of the corporate department over insurance told my former manager (quote) "Well our insurance is pro-rated, we dont give refunds. She needs to understand that. We pay for our insurance in advance." WHAT does that have to do with me? I got a shrug. Then I was told I could call her if I wanted to get an explaination. I didn't want the same garbly gook. No thanks - I'll call the department of labor. I wrote the State department of labor. They sent me a form. I filled it out. They called me yesterday. They said They aren't the agency that can help me - gave me a number I called the SC Insurance commission. They let me leave a message and asked me for my insurance information and policy and group number. They called Cigna. They said they aren't the agency that can get my money, and told me to call the EBSA. It's a Federal Department of Labor. I called them. I called the UNITED STATES FEDERAL department of labor. They asked me for a copy of my COBRA letter, (so remember to keep that - I almost tossed it in anger) - yeah like I can afford $600 a month in insurance thanks, but no. And my last paycheck and a few lines on how much I'm owed. Then they checkd to see if BW was on their WATCHDOG list. Nope.....now they are. Okay. So fax that info over to me, I'll call them, and I'll have Ms. XXX send you out your check, and educate her on the federal insurance benefits law as it pertains to this incident and further incidents - IF you are fired? Your employer needs to either refund the pro-rated amount of your unused benefits on your last check, or they need to ALLOW you to use up that benefit week(s) that you have paid for and THEN offer you COBRA. Small amount of $32.10 will be sent to me soon. But what gets me?????? For being dishonest - The STATE Department of Labor is now watching this and aware of them, the SC Insurance Commission is now aware they have this practice, and the FEDERAL DEPARTMENT OF LABOR AND INSURANCE - put them on a 'watchdog' list? I mean - for $32.10 this could have been a NON-issue for them. Gosh their education is coming at a high price. They could have just licked a stamp and cut a check.