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<blockquote data-quote="Nomad" data-source="post: 377970"><p>Thank you everyone.</p><p>You can NOT open an account that has your name on it 'cause that is what we did the first go around and difficult child was able to get a credit card via this manner....even with- an average balance of a couple of dollars and no job. </p><p>I have heard recently that the law (s) are being changed in this regard. Of course, it is the fault of difficult children who do this. (Get cc with- no job, over charge, can't pay it back, don't even try to pay it back, etc.) HOWEVER, these banks are almost going out of their way to invite this type of behavior. It wasn't too many years ago that the banks would NOT give a cc to a person who was not employed or at least greatly limited spending. IT is obviously a ploy to cause great debt....great over draft charges...I suppose they figure in due time they will get some of that money (if not all of it). </p><p>We'll check the ideas here...we are being ultra careful. Thank you again.</p></blockquote><p></p>
[QUOTE="Nomad, post: 377970"] Thank you everyone. You can NOT open an account that has your name on it 'cause that is what we did the first go around and difficult child was able to get a credit card via this manner....even with- an average balance of a couple of dollars and no job. I have heard recently that the law (s) are being changed in this regard. Of course, it is the fault of difficult children who do this. (Get cc with- no job, over charge, can't pay it back, don't even try to pay it back, etc.) HOWEVER, these banks are almost going out of their way to invite this type of behavior. It wasn't too many years ago that the banks would NOT give a cc to a person who was not employed or at least greatly limited spending. IT is obviously a ploy to cause great debt....great over draft charges...I suppose they figure in due time they will get some of that money (if not all of it). We'll check the ideas here...we are being ultra careful. Thank you again. [/QUOTE]
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